2579 SW 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2579 SW 28th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,492 sqft · built 1999
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2021)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-29-37-35-0080-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0080-00000-0010`
Alternative APN	`R12937350080000000010`

Interior

Full Baths	2 Baths
Building Area	2,492 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	3,832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	67,954 sqft (1.56 acres)
Pool Area	390 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2579 SW 28TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLFF ACRES (PLAT BOOK 6 PAGE 74) LOTS 1 & 2
Legal Range	35E
Legal Township	37S
Legal Section	29
Legal Subdivision	WOLFF ACRES
Legal Lot Number	1,2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2010
Census Tract	910601

Owner

2579 SW 28th St is owned and occupied by two individuals who bought it in May 2021.

Source: Okeechobee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2579 SW 28TH ST, OKEECHOBEE, FL 34974-5653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
May 23, 2017	Warranty Deed, Transfer · Conventional with PMI CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	20216709
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 28, 2021
Property Address	2579 SW 28TH ST, OKEECHOBEE, FL 34974-5653
Document Number	2021006709
Map Reference	MB 6 PG 74
Instrument Date	May 28, 2021
Instrument	2021006709
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2579 SW 28TH ST, 2579, OKEECHOBEE, FL 34974-5653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2579 SW 28TH ST, OKEECHOBEE, FL 34974-5653

Mortgage

Document Number	2021006710
Date	May 28, 2021
Instrument	2021006710

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 23, 2017
Property Address	2579 SW 28TH ST, OKEECHOBEE, FL 34974-5653
Document Number	0007910056
Book / Page	000791 / 000056
Instrument Date	May 22, 2017
Instrument	5248
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2579 SW 28TH ST OKEECHOBEE FL 349745653, OKEECHOBEE, FL 34974-5653

Mortgage

Document Number	7910059
Date	May 23, 2017
Book Page	000791/000059
Instrument	5249

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2579 SW 28th St was $4,410 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,410.00 Homeowner's exemption	$310,110	$434,899 Land $102,400 Building $332,499
2023	$4,154.00 (+5.24%) Homeowner's exemption	$292,592 (+3%)	$407,167 (+18.33%) Land $69,720 Building $337,447
2022	$3,947.00 Homeowner's exemption	$284,070	$344,106 Land $62,320 Building $281,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2579 SW 28th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2579 SW 28th St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 28th St

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