2534 SW 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2534 SW 28th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,218 sqft · built 1962
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Aug 2025)
Tax Bill	$8,990 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-29-37-35-0A00-00026-A000`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0A00-00026-A000`

Interior

Full Baths	5 Baths
Building Area	4,218 sqft Heated Area
Gross Area	6,466 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2534 SW 28TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND LYING IN THE EAST 1/2 OF THE SOUTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 29, TOWNSHIP 37 SOUTH, RANGE 35 E
Legal Range	35E
Legal Township	37S
Legal Section	29
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2027
Census Tract	910602

Owner

2534 SW 28th St is owned and occupied by an individual who bought it in August 2025.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2534 SW 28TH ST, OKEECHOBEE, FL 34974-5654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Apr 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Oct 4, 2022 · Amount on File
Deed Document Number	2025009264
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 4, 2022
Property Address	2534 SW 28TH ST, OKEECHOBEE, FL 34974-5654
Document Number	0000013068
Instrument Date	Sep 30, 2022
Instrument	2022013068
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2534 SW 28TH ST, OKEECHOBEE, FL 34974-5654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 SW 28TH ST, OKEECHOBEE, FL 34974-5654

Mortgage

Document Number	0000013069
Date	Oct 4, 2022
Instrument	2022013069

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2534 SW 28TH ST, OKEECHOBEE, FL 34974-5654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008231762
Date	Apr 29, 2019
Book Page	0823/1762
Instrument	2019004474

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2534 SW 28th St was $8,990.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,990.00	$655,567 Land $103,600 Building $551,967	$655,567 Land $103,600 Building $551,967
2023	$8,823.00 (+138.78%) Homeowner's exemption Disabled Person's exemption	$633,064 (+137.91%) Land $70,455 Building $562,609	$633,064 (+23.21%) Land $70,455 Building $562,609
2022	$3,695.00 Homeowner's exemption	$266,091	$513,799 Land $62,980 Building $450,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2534 SW 28th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2534 SW 28th St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 28th St

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