2515 SW 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2515 SW 28th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 2001
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Feb 2021)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-29-37-35-0080-00000-0030`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0080-00000-0030`

Interior

Full Baths	2 Baths
Building Area	1,984 sqft Heated Area
Gross Area	3,194 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	50,965 sqft (1.17 acres)
Porch	Open Porch
Deck Area	642 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2515 SW 28TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLFF ACRES (PLAT BOOK 6 PAGE 74) LOT 3 & WEST 1/2 OF LOT 4
Legal Range	35E
Legal Township	37S
Legal Section	29
Legal Subdivision	WOLFF ACRES
Legal Lot Number	3,WEST
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2010
Census Tract	910601

Owner

2515 SW 28th St is owned and occupied by an individual who bought it in February 2021.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2515 SW 28TH ST, OKEECHOBEE, FL 34974-5653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Jun 16, 1997 · Amount on File
Deed Document Number	2021001511
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2515 SW 28TH ST, OKEECHOBEE, FL 34974-5653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008020977
Date	Feb 12, 2018
Book Page	0802/0977
Instrument	2018001801

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 10, 2021
Property Address	2515 SW 28TH ST, OKEECHOBEE, FL 34974-5653
Document Number	2021001511
Map Reference	MB 6 PG 74
Instrument Date	Feb 5, 2021
Instrument	2021001511
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2402 SW MARQUIS TER, 2402, STUART, FL 34997-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 SW 28TH ST, OKEECHOBEE, FL 34974-5653

Mortgage

Document Number	2021001512
Date	Feb 10, 2021
Instrument	2021001512

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2515 SW 28th St was $2,750 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,750.00 Homeowner's exemption	$241,178	$357,531 Land $86,800 Building $270,731
2023	$3,248.00 (+6.04%) Homeowner's exemption	$227,554 (+3%)	$335,640 (+19.06%) Land $60,165 Building $275,475
2022	$3,063.00 Homeowner's exemption	$220,926	$281,898 Land $53,740 Building $228,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2515 SW 28th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2515 SW 28th St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 28th St

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