Okeechobee County property record for 3124 SW 28th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,858 sqft · built 1962 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,387 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Sep 2021 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-29-37-35-0A00-00026-B000 |
| Primary APN | 1-29-37-35-0A00-00026-B000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 4,720 sqft |
| 1st Floor Area | 2,858 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 159,865 sqft (3.67 acres) |
| Garage Type | Carport |
| Garage Area | 598 sqft |
| Carport | Carport |
| Carport Area | 598 sqft |
| Pool Area | 340 sqft |
| Porch | Patio |
| Patio Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3124 SW 28TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEGINNING AT THE NW CORNER OF SW1/4 OF SW1/4 OF SECTION 29, TOWNSHIP 37 SOUTH, RANGE 35 EAST, AND RUN EAST A DISTANCE OF 400 FEET; THENCE RUN SOUTH, A DISTANCE OF 400 FEET; THENCE RUN WEST A DISTANCE OF 400 FEET TO THE WEST BOUNDARY OF SAID SECTION 2 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 29 |
| Legal Subdivision | THE WEST BOUNDARY |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 910602 |
Source: Okeechobee County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2735 SW 26TH AVE, OKEECHOBEE, FL 34974-5666 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 17, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2026 |
| Transfer Doc | 0000009063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 3124 SW 28TH ST, OKEECHOBEE, FL 34974-5646 |
| Document Number | 0000009063 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20269063 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2735 SW 26TH AVE, OKEECHOBEE, FL 34974-5666 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3124 SW 28TH ST, OKEECHOBEE, FL 34974-5646 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3124 SW 28TH ST, OKEECHOBEE, FL 34974-5646 |
| Document Number | 2021011883 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021011883 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.82% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,387.00 (+6.74%) | $235,478 (+5.99%) | $467,815 (+14.84%) Land $186,800 Building $281,015 |
| 2023 | $3,173.00 (+6.12%) Homeowner's exemption | $222,177 (+3%) | $407,356 (+17.63%) Land $121,415 Building $285,941 |
| 2022 | $2,990.00 Homeowner's exemption | $215,706 | $346,292 Land $108,740 Building $237,552 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.
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