Okaloosa County property record for 257 Okeechobee Cv, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,541 sqft · built 1999 |
| Lot Size | 0.19 acres (8,317 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $609,000 (Jul 2021) |
| Tax Bill | $5,397 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7598-8 |
| Primary APN | C56-000-589-7598-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,541 sqft Heated Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 2,265 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 8,317 sqft (0.19 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 257 OKEECHOBEE CV |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKES PH II LOT 38 BLK C |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | EMERALD LAKES PH II |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 38 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 257 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Mar 27, 2017 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| May 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Nov 1, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | May 5, 2020 |
| Deed Document Number | 3472058 |
| Deed Book / Page | 3560 / 2662 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 15, 2021 |
| Property Address | 257 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0035602662 |
| Book / Page | 3560 / 2662 |
| Map Reference | MB 17 PG 25 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 3472058 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,263.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 257 OKEECHOBEE CV, 257, DESTIN, FL 32541-5712 |
| Name | Verified Name |
|---|---|
| Address | 30 BAY WALK CT, DESTIN, FL 32550-3940 |
| Document Number | 35602664 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 3560/2664 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 257 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032923450 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 3292/3450 |
| Instrument | 3125223 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | 07404 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 5, 2020 |
| Property Address | 257 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0034601098 |
| Book / Page | 003460 / 001098 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 3355991 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 260 CHIPOLA CV DESTIN FL 325414768, DESTIN, FL 32541-4768 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 14, 2020 |
| Property Address | 257 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0034440653 |
| Book / Page | 003444 / 000653 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 3337617 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 260 CHIPOLA CV DESTIN FL 325414768, DESTIN, FL 32541-4768 |
| Document Number | 34440657 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 003444/000657 |
| Instrument | 3337618 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 257 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0033251260 |
| Book / Page | 003325 / 001260 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 257 OKEECHOBEE CV DESTIN FL 325415712, DESTIN, FL 32541-5712 |
| Document Number | 0033251260 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 003325/001260 |
| Instrument | 3171228 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,397.00 (-2.65%) | $513,196 (-3.61%) Land $86,657 Building $426,539 | $513,196 (-3.61%) Land $86,657 Building $426,539 |
| 2023 | $5,544.00 (+11.39%) | $532,402 (+14.83%) Land $78,628 Building $453,774 | $532,402 (+14.83%) Land $78,628 Building $453,774 |
| 2022 | $4,977.00 | $463,636 Land $71,480 Building $392,156 | $463,636 Land $71,480 Building $392,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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