Okaloosa County property record for 253 Okeechobee Cv, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,413 sqft · built 2005 |
| Lot Size | 0.196 acres (8,557 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $570,000 (Nov 2025) |
| Tax Bill | $5,836 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7596-2 |
| Primary APN | C56-000-589-7596-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,413 sqft Heated Area |
| Gross Area | 3,185 sqft |
| 1st Floor Area | 2,413 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 8,557 sqft (0.196 acres) |
| Garage Type | Finished |
| Garage Area | 507 sqft |
| Porch | Open Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 253 OKEECHOBEE CV |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKES PH II LOT 36 BLK C |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | EMERALD LAKES PH II |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 36 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1303 SHALLOW LAKE CIR, HOPKINSVILLE, KY 42240-5139 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Warranty Deed, Transfer BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC |
| Oct 3, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Oct 13, 2022 | Correction Deed SETCO SERVICES LLC |
| Aug 31, 2022 | Warranty Deed, Transfer · Line of Credit COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 3783481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 7, 2025 |
| Property Address | 253 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0003783481 |
| Map Reference | MB 17 PG 25-26 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 3783481 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1163 RIVER OAK VIEW CV, MEMPHIS, TN 38120-3326 |
| Name | Verified Name |
|---|---|
| Address | 1303 SHALLOW LAKE CIR, HOPKINSVILLE, KY 42240-5139 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 253 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003776040 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 3776040 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 10, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 253 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1163 RIVER OAK VIEW CV, MEMPHIS, TN 38120-3326 |
| Document Number | 0036434724 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 3643/4724 |
| Instrument | 3580333 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Aug 25, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 253 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0036464650 |
| Book / Page | 3646 / 4650 |
| Map Reference | MB 17 PG 25&26 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 3584531 |
| Record Updated | Nov 4, 2022 |
| Title Company | SETCO SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3747 CHANCE CT, 3747, GULF BREEZE, FL 32563-5456 |
| Name | Verified Name |
|---|---|
| Address | 1163 RIVER OAK VIEW CV, MEMPHIS, TN 38120-3326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 31, 2022 |
| Property Address | 253 OKEECHOBEE CV, DESTIN, FL 32541-5712 |
| Document Number | 0036402940 |
| Book / Page | 3640 / 2940 |
| Map Reference | MB 17 PG 25&26 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 3575467 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,801.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3747 CHANCE CT, 3747, GULF BREEZE, FL 32563-5456 |
| Name | Verified Name |
|---|---|
| Address | 1163 RIVER OAK VIEW CV, MEMPHIS, TN 38120-3326 |
| Document Number | 0036402942 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 3640/2942 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 25, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,836.00 (-6.23%) | $554,957 (-5.23%) Land $86,657 Building $468,300 | $554,957 (-5.23%) Land $86,657 Building $468,300 |
| 2023 | $6,224.00 (+30.26%) | $585,562 (+18.88%) Land $78,628 Building $506,934 | $585,562 (+18.88%) Land $78,628 Building $506,934 |
| 2022 | $4,778.00 | $492,555 Land $71,480 Building $421,075 | $492,555 Land $71,480 Building $421,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2005) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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