262 Okeechobee Cv, Destin, FL 32541 Property Records

Okaloosa County property record for 262 Okeechobee Cv, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,001 sqft · built 2003
Lot Size	0.182 acres (7,961 sqft)
Owner	Individual Name on Record
Last Sale	$469,900 (Sep 2020)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7583-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7583-0`
Alternative APN	`00-2S-22-0980-000C-0220`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,001 sqft Heated Area
Gross Area	2,675 sqft
1st Floor Area	2,001 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,961 sqft (0.182 acres)
Garage Type	Finished
Garage Area	484 sqft
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	262 OKEECHOBEE CV
City	DESTIN
State	FL
Zip	32541-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 22 BLK C
Legal Range	22
Legal Township	02S
Legal Subdivision	EMERALD LAKES PH II
Legal Phase	2
Legal Block	C
Legal Lot Number	22
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	262 OKEECHOBEE CV, DESTIN, FL 32541-5712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Document Number	3389832
Deed Book / Page	3490 / 4259
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 9, 2020
Property Address	262 OKEECHOBEE CV, DESTIN, FL 32541-5712
Document Number	0034904259
Book / Page	3490 / 4259
Map Reference	MB 17 PG 25
Instrument Date	Aug 31, 2020
Instrument	3389832
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,289.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 OKEECHOBEE CV, 262, DESTIN, FL 32541-5712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 TWIN LAKES LN, DESTIN, FL 32541-2863

Mortgage

Document Number	34904261
Date	Sep 9, 2020
Instrument	3490/4261

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	262 OKEECHOBEE CV, DESTIN, FL 32541-5712
Document Number	0033362497
Book / Page	003336 / 002497
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OKEECHOBEE CV DESTIN FL 325415712, DESTIN, FL 32541-5712

Mortgage

Document Number	0033362497
Date	Feb 7, 2018
Book Page	003336/002497
Instrument	3187295

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+5.54%) Homeowner's exemption	$305,716 (+5.99%)	$520,258 (-5.28%) Land $103,728 Building $416,530
2023	$2,671.00 (+3.65%) Homeowner's exemption	$288,447 (+4.1%)	$549,267 (+19.22%) Land $94,118 Building $455,149
2022	$2,577.00 Homeowner's exemption	$277,075	$460,722 Land $81,488 Building $379,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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