256 Okeechobee Cv, Destin, FL 32541 Property Records

Okaloosa County property record for 256 Okeechobee Cv, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,706 sqft · built 1998
Lot Size	0.233 acres (10,169 sqft)
Owner	2 Individual Names on File
Last Sale	$412,500 (May 2013)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7586-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7586-3`
Alternative APNs	`00-2S-22-0980-000C-0250` `22S2000980000C0250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,706 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,706 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,169 sqft (0.233 acres)
Garage Type	Attached
Garage Area	575 sqft
Porch	Finished/Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	256 OKEECHOBEE CV
City	DESTIN
State	FL
Zip	32541-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 25 BLK C
Legal Subdivision	EMERALD LAKES
Legal Phase	2
Legal Block	C
Legal Lot Number	25
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County assessment roll, APN C56-000-589-7586-3, as of December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 OKEECHOBEE CV, DESTIN, FL 32541-5712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2013 · Amount on Record
Deed Sale	May 28, 2013 · Amount on Record
Prior Sale	Aug 10, 2011 · Amount on Record
Deed Document Number	20132857212
Deed Book / Page	3097 / 2653
Prior Transfer Date	Feb 06, 2008
Prior Transfer Doc	0028280802
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	May 27, 2026
Property Address	256 OKEECHOBEE CV, DESTIN, FL 32541-5712
Document Number	0003818851
Instrument Date	May 13, 2026
Instrument	20263818851
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 OKEECHOBEE CV, DESTIN, FL 32541-5712

Mortgage

Document Number	0003818851,
Date	May 27, 2026
Instrument	20263818851

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll as of December 31, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+5.35%) Homeowner's exemption	$401,166 (+5.99%)	$601,590 (-3.19%) Land $114,101 Building $487,489
2023	$3,629.00 (+2.31%) Homeowner's exemption	$378,505 (+3%)	$621,397 (+21.77%) Land $94,118 Building $527,279
2022	$3,547.00 Homeowner's exemption	$367,481	$510,324 Land $81,488 Building $428,836

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233082, as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 225 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1660615, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.