Polk County property record for 257 Chimney Rock Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 2007 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Feb 2001) |
| Tax Bill | $1,149 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-490 |
| Primary APN | P55-490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,020 sqft Finished Area |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 143,748 sqft (3.3 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27415 |
|---|---|
| Street Address | 257 CHIMNEY ROCK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #48 PLAT F-6, LAKE ADGER, P42 MAP P42 |
| Legal Subdivision | MAP P42 |
| Legal Lot Number | 48 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920201 |
257 Chimney Rock Rd is owned and occupied by an individual who bought it in February 2001.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 257 CHIMNEY ROCK RD, MILL SPRING, NC 28756-0300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2001 · Amount on File |
| Deed Sale | Feb 3, 2001 · Amount on File |
| Prior Sale | Jan 10, 2001 |
| Deed Book / Page | 59 / 1461 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 257 Chimney Rock Rd was $1,149.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,149.00 | $225,166 (-) Land $37,800 Building $187,366 | $225,166 (-) Land $37,800 Building $187,366 |
| 2025 | $1,149.00 | $225,166 Land $37,800 Building $187,366 | $225,166 Land $37,800 Building $187,366 |
| 2023 | $1,060.00 | $165,841 Land $27,200 Building $138,641 | |
| 2021 | $165,841 Land $27,200 Building $138,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 257 Chimney Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 257 Chimney Rock Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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