Polk County property record for 540 Chimney Rock Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $132 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P42-24 |
| Primary APN | P42-24 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,382 sqft (0.95 acres) |
|---|
| Account Number | 12060 |
|---|---|
| Street Address | 540 CHIMNEY ROCK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-8779 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT 21 SECTION B, 0L01 SILVER CREEK COMMUNITY |
| Legal Subdivision | SILVER CREEK COMMUNITY |
| Legal Lot Number | 21 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 920201 |
540 Chimney Rock Rd is owned and occupied by an individual who acquired it in December 1997.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 CHIMNEY ROCK RD, MILL SPRING, NC 28756-8779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 195 / 1024 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 540 Chimney Rock Rd was $132.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132.00 | $25,930 (-) Land $14,250 Building $11,680 | $25,930 (-) Land $14,250 Building $11,680 |
| 2025 | $132.00 | $25,930 Land $14,250 Building $11,680 | $25,930 Land $14,250 Building $11,680 |
| 2023 | $125.00 | $19,600 Land $7,600 Building $12,000 | |
| 2021 | $19,600 Land $7,600 Building $12,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Chimney Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Chimney Rock Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE only, no 5G reported
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