Polk County property record for 644 Chimney Rock Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Oct 2020) |
| Tax Bill | $116 (2026) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P42-20 |
| Primary APN | P42-20 |
|---|---|
| Alternative APN |
|
| Lot Area | 51,401 sqft (1.18 acres) |
|---|
| Account Number | 20924 |
|---|---|
| Street Address | 644 CHIMNEY ROCK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT 26 SECTION B, 0L01 SILVER CREEK COMMUNITY |
| Legal Subdivision | SILVER CREEK COMMUNITY |
| Legal Lot Number | 26 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1241, COLUMBUS, NC 28722-1241 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 453 / 373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 20, 2020 |
| Property Address | 644 CHIMNEY ROCK RD, MILL SPRING, NC 28756 |
| Document Number | 000453/373 |
| Book / Page | 453 / 373 |
| Map Reference | SL A-112 PG 7-17B |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 COLD SPRINGS DR, 70, MILL SPRING, NC 28756-9601 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1241, COLUMBUS, NC 28722-1241 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116.00 | $22,818 (-) Land $15,720 Building $7,098 | $22,818 (-) Land $15,720 Building $7,098 |
| 2025 | $116.00 (+28.89%) | $22,818 (+61.9%) Land $15,720 Building $7,098 | $22,818 (+61.9%) Land $15,720 Building $7,098 |
| 2023 | $90.00 | $14,094 Land $8,360 Building $5,734 | |
| 2021 | $14,094 Land $8,360 Building $5,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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