117 Chimney Rock Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 117 Chimney Rock Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,344 sqft · built 1998
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,214 (Aug 2006)
Tax Bill	$593 (2026)
Flood Zone	Zone X (minimal risk)
APN	`P55-148`

Property Details

APN / Parcel Number

Primary APN	`P55-148`
Alternative APN	`56597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,344 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	38,768 sqft (0.89 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	56597
Street Address	117 CHIMNEY ROCK RD
City	MILL SPRING
State	NC
Zip	28756-9662
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT 2, 0000 00 X 00, 0L01 SILVER CREEK COMMUNITY
Legal Subdivision	SILVER CREEK COMMUNITY
Legal Lot Number	2
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1006
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 CHIMNEY ROCK RD, MILL SPRING, NC 28756-9662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2006 · Amount on Record
Deed Sale	Aug 1, 2006 · Amount on Record
Prior Sale	Dec 31, 2001 · Amount on Record
Deed Book / Page	344 / 396
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	00344/0396
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$593.00	$116,351 (-) Land $13,350 Building $103,001	$116,351 (-) Land $13,350 Building $103,001
2025	$593.00 (+39.2%)	$116,351 (+74.5%) Land $13,350 Building $103,001	$116,351 (+74.5%) Land $13,350 Building $103,001
2023	$426.00	$66,678 Land $7,120 Building $59,558
2021			$66,678 Land $7,120 Building $59,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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