257 Cabin Dr, Hayesville, NC 28904 Property Records

Clay County property record for 257 Cabin Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 2006
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Jun 2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`545900500490`

Property Details

APN / Parcel Number

Primary APN	`545900500490`
Alternative APN	`615777000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,144 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	51,401 sqft (1.18 acres)

Location & Zoning

Account Number	615777000
Street Address	257 CABIN DR
City	HAYESVILLE
State	NC
Zip	28904-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 REV THE HEMLOCKS
Legal Subdivision	WOODLAND CABINS
Legal Lot Number	14
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2022
Census Tract	950201

Owner

Source: Clay County records · APN 545900500490

Assessment roll updated October 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5036 ELM LEAF TRL, LIBERTY TWP, OH 45011-5969
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 09, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 09, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2026 · Amount on Record
Deed Sale	Jun 09, 2026 · Amount on Record
Prior Sale	Aug 08, 2014 · Amount on Record
Deed Document Number	20261241
Deed Book / Page	491 / 232
Prior Transfer Date	Jun 08, 2026
Prior Transfer Doc	0000001241
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	257 CABIN DR, HAYESVILLE, NC 28904-9247
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000B17/223
Date	Oct 03, 2025
Book Page	B17/223
Instrument	2025001996

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	95 HWY 64 W, HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Term	299 Months
Due	Sep 20, 2050

Interest

Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 09, 2026
Property Address	257 CABIN DR, HAYESVILLE, NC 28904-9247
Document Number	0000001241
Book / Page	491 / 232
Instrument Date	Jun 08, 2026
Instrument	20261241
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85,042.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5036 ELM LEAF TRL, LIBERTY TWP, OH 45011-5969

Mortgage

Document Number	0000001242,
Date	Jun 09, 2026
Book Page	C17/28
Instrument	20261242

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Recording Date	Jun 09, 2026
Property Address	257 CABIN DR, HAYESVILLE, NC 28904-9247
Document Number	0000001242
Book / Page	17 / 28
Instrument Date	Jun 08, 2026
Instrument	20261242
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5036 ELM LEAF TRL, LIBERTY TWP, OH 45011-5969

Mortgage

Document Number	0000001242,
Date	Jun 09, 2026
Book Page	17/28
Instrument	20261242

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Aug 29, 2017
Property Address	257 CABIN DR, HAYESVILLE, NC 28904-9247
Document Number	413/062
Book / Page	413 / 062
Map Reference	CAB 4 PG 708
Instrument Date	Aug 29, 2017
Instrument	2017001773
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	257 CABIN DR, HAYESVILLE, NC 28904-9247

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$211,800 (-) Land $41,800 Building $170,000	$211,800 (-) Land $41,800 Building $170,000
2023	$211,800 Land $41,800 Building $170,000	$211,800 Land $41,800 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable	1,000 / 25

Based on FCC filings for 39 locations within half a mile of this property.

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