127 Cabin Dr, Hayesville, NC 28904 Property Records

Clay County property record for 127 Cabin Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,424 sqft · built 2003
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$218,500 (Jan 2017)
Tax Bill	$1,389 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`545802591680`

Property Details

APN / Parcel Number

Primary APN	`545802591680`
Alternative APN	`615241000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,424 sqft Heated Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Account Number	615241000
Street Address	127 CABIN DR
City	HAYESVILLE
State	NC
Zip	28904-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 THE HEMLOCKS
Legal Subdivision	WOODLAND CABINS
Legal Lot Number	4
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2022
Census Tract	950201

Owner

127 Cabin Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 CABIN DR, HAYESVILLE, NC 28904-9246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Jul 25, 2007 · Amount on File
Deed Document Number	2017202
Deed Book / Page	408 / 35
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	127 CABIN DR, HAYESVILLE, NC 28904-9246
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CABIN DR, HAYESVILLE, NC 28904-9246

Mortgage

Document Number	000B17/302
Date	Dec 4, 2025
Book Page	B17/302
Instrument	2025002441

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 27, 2017
Property Address	127 CABIN DR, HAYESVILLE, NC 28904-9246
Document Number	408/0035
Book / Page	408 / 0035
Map Reference	CAB 3 SL 78
Instrument Date	Jan 27, 2017
Instrument	2017000202
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 CABIN DR, 127, HAYESVILLE, NC 28904-9246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 EASTWOOD DR, PALM COAST, FL 32164-6112

Mortgage

Document Number	2017000203
Date	Jan 27, 2017
Instrument	2017000203

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 127 Cabin Dr was $1,389, up 19.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,389.00 (+19.95%)	$416,000 (+84.72%) Land $40,000 Building $376,000	$416,000 (+84.72%) Land $40,000 Building $376,000
2025	$1,158.00	$225,200 Land $40,000 Building $185,200	$225,200 Land $40,000 Building $185,200
2023	$1,035.00	$225,200 Land $40,000 Building $185,200	$225,200 Land $40,000 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Cabin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Cabin Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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