242 Cabin Dr, Hayesville, NC 28904 Property Records

Clay County property record for 242 Cabin Dr, Hayesville, NC 28904 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,785 sqft · built 2003
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2004)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`545900501139`

Property Details

APN / Parcel Number

Primary APN	`545900501139`
Alternative APN	`5985301`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,785 sqft Heated Area

Exterior

Year Built	Built 2003
Lot Area	60,113 sqft (1.38 acres)

Location & Zoning

Account Number	5985301
Street Address	242 CABIN DR
City	HAYESVILLE
State	NC
Zip	28904-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 REV THE HEMLOCKS
Legal Lot Number	9
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2030
Census Tract	950201

Owner

Source: Clay County records · APN 545900501139

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	242 CABIN DR, HAYESVILLE, NC 28904-9247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2004 · Amount on Record
Deed Sale	Jun 14, 2004 · Amount on Record
Deed Document Number	0000275138
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	242 CABIN DR, HAYESVILLE, NC 28904-9247
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000P16/50
Date	Aug 05, 2022
Book Page	P16/50
Instrument	2022002085

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 01, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+11.64%)	$229,800 (-) Land $53,800 Building $176,000	$229,800 (-) Land $53,800 Building $176,000
2023	$1,057.00	$229,800 Land $53,800 Building $176,000	$229,800 Land $53,800 Building $176,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 719 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.