Clay County property record for 203 Cabin Dr, Hayesville, NC 28904 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,560 sqft Heated Area |
| Lot Size | 37,462 sqft (0.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2020) |
| Tax Bill | $814.00 (2025) |
Source: Clay County records · APN 545900408058
Assessment roll updated October 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 CABIN DR, HAYESVILLE, NC 28904-9247 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE FCU |
| Sep 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES CU |
| Sep 19, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Jul 15, 2014 · Amount on Record |
| Deed Doc Number | 20202423 |
| Deed Book / Page | 444 / 146 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 203 CABIN DR, HAYESVILLE, NC 28904-9247 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | Z15/6 |
|---|---|
| Date | May 04, 2021 |
| Book Page | Z15/6 |
| Instrument | 2021001547 |
| Name | PEACH STATE FCU |
|---|---|
| Type | Credit Union |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Sep 29, 2020 |
| Property Address | 203 CABIN DR, HAYESVILLE, NC 28904-9247 |
| Document Number | 444/146 |
| Book / Page | 444 / 146 |
| Map Reference | CAB 4 SL 708 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020002423 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 CABIN DR, HAYESVILLE, NC 28904-9247 |
| Document Number | 2020002424 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020002424 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 203 CABIN DR, HAYESVILLE, NC 28904-9247 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017001988 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | H14/001 |
| Instrument | 2017001988 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | Hayesville, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 (+16.45%) | $152,100 (-) Land $40,000 Building $112,100 | $152,100 (-) Land $40,000 Building $112,100 |
| 2023 | $699.00 | $152,100 Land $40,000 Building $112,100 | $152,100 Land $40,000 Building $112,100 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 545900408058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,560 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 618833000 |
|---|---|
| Street Address | 203 CABIN DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9247 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 REV THE HEMLOCKS |
| Legal Subdivision | WOODLAND CABINS |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY NC |
| Minor Civil Division | HAYESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 950201 |
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