2563 Regal River Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 2563 Regal River Rd, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,742 sqft · built 1997
Lot Size0.359 acres (15,675 sqft)
OwnerIndividual Name on Record
Last Sale$499,000 (Aug 2019)
Tax Bill$696 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0874984016

Property Details

APN / Parcel Number

Primary APN0874984016
Alternative APN
  • U08302136P000001000080

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,742 sqft Heated Area
1st Floor Area3,366 sqft
Upper Floors Area376 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,675 sqft (0.359 acres)
Lot Dimensions165 ft deep x 95 ft wide
Garage Area1,084 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area450 sqft
PorchOpen Porch
Porch Area548 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0874984016
Street Address2563 REGAL RIVER RD
CityVALRICO
StateFL
Zip33596-8307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER RIDGE RESERVE LOT 8 BLOCK 1
Legal Range21E
Legal Township30S
Legal Section08
Legal SubdivisionRIVER RIDGE RESERVE
Legal Block1
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3000
Census Tract13409

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2563 REGAL RIVER RD, VALRICO, FL 33596-8307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 1, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Aug 15, 2019Warranty Deed, Transfer · VA Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Prior SaleSep 16, 2014 · Amount on Record
Deed Document Number2019352205
Deed Book / Page26872 / 0410
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2563 REGAL RIVER RD, VALRICO, FL 33596-8307
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2563 REGAL RIVER RD, VALRICO, FL 33596-8307

Mortgage

Document Number2021124122
DateMar 12, 2021
Instrument2021124122
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term346 Months
DueJan 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2563 REGAL RIVER RD, VALRICO, FL 33596-8307
Document Number0000348368
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2563 REGAL RIVER RD VALRICO FL 335968307, VALRICO, FL 33596-8307

Mortgage

Document Number0000348368
DateAug 26, 2020
Instrument348368
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 15, 2019
Property Address2563 REGAL RIVER RD, VALRICO, FL 33596-8307
Document Number0000352205
Book / Page26872 / 0410
Map ReferenceMB 76 PG 9
Instrument DateAug 6, 2019
Instrument2019352205
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFOUNDATION TITLE & TRUST LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,493.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address190 PINEVIEW CIRCLE, 190, CULLMAN, AL 35057

Transferred To (Grantee/Buyer)

NameVerified Name
Address2563 REGAL RIVER RD, VALRICO, FL 33596-8307

Mortgage

Document Number0268720412
DateAug 15, 2019
Instrument26872/0412
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$696.00 (+14.47%) Disabled Person's exemption Veteran's exemption$518,344 (+5.99%)$705,867 (+8.61%) Land $163,804 Building $542,063
2023$608.00 (+18.98%) Disabled Person's exemption Veteran's exemption$489,064 (+3%)$649,900 (-1.14%) Land $148,912 Building $500,988
2022$511.00 Disabled Person's exemption Veteran's exemption$474,819$657,401 Land $119,130 Building $538,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims149 (1979–2024)
Claims Outside the SFHA4 of 149
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 28 claims
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Frances, Sep 2004 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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