Hillsborough County property record for 2559 Regal River Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,785 sqft · built 1996 |
| Lot Size | 0.351 acres (15,304 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,900 (May 2005) |
| Tax Bill | $696 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087498-4020 |
| Primary APN | 087498-4020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,785 sqft Living Area |
| Gross Area | 5,103 sqft |
| 1st Floor Area | 3,343 sqft |
| Upper Floors Area | 442 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,304 sqft (0.351 acres) |
| Lot Dimensions | 161 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 568 sqft |
| Porch | Open Porch |
| Porch Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874984020 |
|---|---|
| Street Address | 2559 REGAL RIVER RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-8307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER RIDGE RESERVE LOT 10 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | RIVER RIDGE RESERVE |
| Legal Tract | 36P |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13409 |
2559 Regal River Rd is owned and occupied by two individuals who acquired it in August 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2559 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2005 · Amount on File |
| Deed Sale | May 19, 2005 · Amount on File |
| Prior Sale | Apr 17, 1996 · Amount on File |
| Deed Document Number | 2005214567 |
| Deed Book / Page | 15023 / 568 |
| Last Transfer Date | Aug 19, 2025 |
| Transfer Doc | 0000359871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2559 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2559 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Document Number | 0000380853 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2023380853 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 22, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2559 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2559 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Document Number | 0000550537 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022550537 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2559 REGAL RIVER RD, VALRICO, FL 33596-8307 |
| Document Number | 0000522943 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 2559 REGAL RIVER RD VALRICO FL 335968307, VALRICO, FL 33596-8307 |
| Document Number | 0000522943 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 522943 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2050 |
The 2025 property tax bill for 2559 Regal River Rd was $696.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,698 (+2.7%) | $656,190 (-1.93%) Land $159,833 Building $496,357 | |
| 2025 | $696.00 Disabled Person's exemption Veteran's exemption | $333,688 | $669,134 Land $159,833 Building $509,301 |
| 2023 | $608.00 (+18.98%) Disabled Person's exemption Veteran's exemption | $314,839 (+3%) | $624,938 (-0.43%) Land $145,302 Building $479,636 |
| 2022 | $511.00 Disabled Person's exemption Veteran's exemption | $305,669 | $627,610 Land $116,242 Building $511,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2559 Regal River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 149 (1979–2024) |
| Claims Outside the SFHA | 4 of 149 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2559 Regal River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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