249 Richards Cir, Delaware, OH 43015 Property Records

Delaware County property record for 249 Richards Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,405 sqft · built 1998
Lot Size	0.085 acres (3,711 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2010)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`519-343-13-002-001`

Property Details

APN / Parcel Number

Primary APN	`519-343-13-002-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,405 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	609 sqft
Upper Floors Area	796 sqft
Basement Area	609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,711 sqft (0.085 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	249 RICHARDS CIR
City	DELAWARE
State	OH
Zip	43015-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PART LOT 6036 APPLEGATE BEND
Legal Subdivision	APPLEGATE BEND
Legal Lot Number	6036
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5008
Census Tract	10520

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	249 RICHARDS CIR, DELAWARE, OH 43015-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit PATHWAYS FINANCIAL CU INC
Aug 29, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage PATHWAYS FINL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Prior Sale	Feb 8, 2001 · Amount on Record
Deed Document Number	201013664
Deed Book / Page	969 / 1127
Last Transfer Date	Aug 10, 2018
Transfer Doc	0000023323
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	249 RICHARDS CIR, DELAWARE, OH 43015-4224
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	UNION COUNTY TITLE, UNION COUNTY TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007143
Date	Apr 15, 2024
Book Page	2085/904
Instrument	202400007143

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	RICHWOOD, OH 43344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	249 RICHARDS CIR, DELAWARE, OH 43015-4224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEADERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023485
Date	Aug 30, 2019
Book Page	1660/0093
Instrument	201900023485

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	249 RICHARDS CIR, DELAWARE, OH 43015-4224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HEART OF GOLD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046941
Date	Nov 19, 2020
Book Page	1795/1261
Instrument	202000046941

Lender

Name	PATHWAYS FINANCIAL CU INC
Type	Credit Union
Address	COLUMBUS, OH 43228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Aug 29, 2018
Property Address	249 RICHARDS CIR, DELAWARE, OH 43015-4224
Document Number	0000023323
Book / Page	1591 / 2211
Map Reference	PC 1 SL 442
Instrument Date	Aug 10, 2018
Instrument	2018-00023323
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000023324
Date	Aug 29, 2018
Book Page	1591/2213
Instrument	2018-00023324

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	249 RICHARDS CIR, DELAWARE, OH 43015-4224
Document Number	0000000204
Book / Page	001478 / 000019
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	249 RICHARDS CIR DELAWARE OH 430154224, DELAWARE, OH 43015-4224

Mortgage

Document Number	0000000204
Date	Jan 3, 2017
Book Page	001478/000019
Instrument	204

Lender

Name	PATHWAYS FINL CU
Type	Credit Union
Address	COLUMBUS, OH 43228

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2032

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,204.00 (+5.39%)	$64,410 (-) Land $9,630 Building $54,780	$184,000 (-) Land $27,500 Building $156,500
2024	$3,040.00 (-0.2%) Homeowner's exemption	$64,410 (-) Land $9,630 Building $54,780
2023	$3,046.00 Homeowner's exemption	$64,410 Land $9,630 Building $54,780	$184,000 Land $27,500 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Richards Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures