Rensselaer County and Schaghticoke Town property record for 2556 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,971 sqft · built 1870 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,767 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 40.-2-8 |
| Primary APN | 384289 40.-2-8 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 351 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 215 ft Width |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 390 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2556 RIVER RD |
|---|---|
| City | MELROSE |
| State | NY |
| Zip | 12121-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FFO |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 51901 |
2556 River Rd is owned and occupied by two individuals who acquired it in June 2018.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2556 RIVER RD, MELROSE, NY 12121-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2018 |
| Transfer Doc | 0085370295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2556 RIVER RD, MELROSE, NY 12121-2512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097070074 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 9707/74 |
| Instrument | 2021-594788 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 18, 2018 |
| Property Address | 2556 RIVER RD, MELROSE, NY 12121-2512 |
| Document Number | 0085370295 |
| Book / Page | 008537 / 000295 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2556 RIVER RD MELROSE NY 121212512, MELROSE, NY 12121-2512 |
The 2026 property tax bill for 2556 River Rd was $7,767, up 1.8% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,767.00 (+1.76%) | ||
| 2025 | $7,633.00 | $54,700 Land $11,300 Building $43,400 | $384,129 Land $79,354 Building $304,775 |
| 2023 | $54,700 (-) Land $11,300 Building $43,400 | $340,810 (+10.59%) Land $70,405 Building $270,405 | |
| 2022 | $4,209.00 | $54,700 Land $11,300 Building $43,400 | $308,169 Land $63,662 Building $244,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2556 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2556 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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