Rensselaer County and Schaghticoke Town property record for 2447 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1991 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Sep 2011) |
| Tax Bill | $5,376 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 384289 50.-1-33 |
| Primary APN | 384289 50.-1-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 442 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Width | 210 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 656 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J169667 |
|---|---|
| Street Address | 2447 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FFO |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 51901 |
2447 River Rd is owned and occupied by two individuals who bought it in September 2011.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2447 RIVER RD, MELROSE, NY 12121-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2011 · Amount on File |
| Deed Sale | Sep 6, 2011 · Amount on File |
| Deed Book / Page | 6016 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2447 RIVER RD, MELROSE, NY 12121-2511 |
| Document Number | 0000579037 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2447 RIVER RD MELROSE NY 121212511, MELROSE, NY 12121-2511 |
| Document Number | 0000579037 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 009377/000223 |
| Instrument | 579037 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 29, 2035 |
The 2026 property tax bill for 2447 River Rd was $5,376 with a homeowner's exemption, up 2.6% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,376.00 (+2.56%) Homeowner's exemption | ||
| 2025 | $5,242.00 | $40,000 Land $10,400 Building $29,600 | $280,899 Land $73,034 Building $207,865 |
| 2023 | $40,000 (-) Land $10,400 Building $29,600 | $249,221 (+10.59%) Land $64,797 Building $184,424 | |
| 2022 | $2,623.00 Homeowner's exemption | $40,000 Land $10,400 Building $29,600 | $225,352 Land $58,592 Building $166,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2447 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2447 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Verizon.
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