Rensselaer County and Schaghticoke Town property record for 2592 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1974 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Nov 2019) |
| Tax Bill | $7,726 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 384289 40.-2-7.111 |
| Primary APN | 384289 40.-2-7.111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 137,650 sqft (3.16 acres) |
| Lot Width | 249 ft Width |
| Garage Type | Detached |
| Garage Area | 1,230 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J167150 |
|---|---|
| Street Address | 2592 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 2 |
| Legal Lot Number | 7.111 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 51901 |
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2592 RIVER RD, MELROSE, NY 12121-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Aug 6, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Aug 6, 2018 · Amount on Record |
| Deed Document Number | 20192019-561019 |
| Deed Book / Page | 9021 / 1 |
| Last Transfer Date | May 3, 2024 |
| Transfer Doc | 0106640059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 26, 2019 |
| Property Address | 2592 RIVER RD, MELROSE, NY 12121-2512 |
| Document Number | 0000561019 |
| Book / Page | 009021 / 000001 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 561019 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 382 BULLS HEAD RD AMSTERDAM NY 120107722, AMSTERDAM, NY 12010-7722 |
| Document Number | 561020 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 009021/000005 |
| Instrument | 561020 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 6, 2018 |
| Property Address | 2592 RIVER RD, MELROSE, NY 12121-2512 |
| Document Number | 0085810175 |
| Book / Page | 008581 / 000175 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 RIVER RD MELROSE NY 121212511, MELROSE, NY 12121-2511 |
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,726.00 (+1.77%) | ||
| 2025 | $7,592.00 (+81.37%) | $54,400 (-) Land $9,000 Building $45,400 | $382,022 (+12.71%) Land $63,202 Building $318,820 |
| 2023 | $54,400 (-) Land $9,000 Building $45,400 | $338,941 (+10.59%) Land $56,075 Building $282,866 | |
| 2022 | $4,186.00 | $54,400 Land $9,000 Building $45,400 | $306,479 Land $50,704 Building $255,775 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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