Rensselaer County and Schaghticoke Town property record for 2474 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,386 sqft · built 1900 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,888 (Dec 2007) |
| Tax Bill | $3,521 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 384289 50.-1-1.2 |
| Primary APN | 384289 50.-1-1.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 693 sqft |
| 2nd Floor Area | 693 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 303 ft Width |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 231 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 315J153200 |
|---|---|
| Street Address | 2474 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 1.002 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 51901 |
Source: Rensselaer County and Schaghticoke Town records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2474 RIVER RD, MELROSE, NY 12121-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2007 · Amount on Record |
| Deed Sale | Dec 12, 2007 · Amount on Record |
| Deed Book / Page | 4427 / 233 |
| Prior Transfer Date | Sep 28, 2007 |
| Prior Transfer Doc | 0043260000000102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jul 27, 2026 |
| Property Address | 2474 RIVER RD, MELROSE, NY 12121-2510 |
| Document Number | 0000674091 |
| Book / Page | 11330 / 261 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026674091 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2474 RIVER RD, MELROSE, NY 12121-2510 |
| Document Number | 0000674091, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 11330/261 |
| Instrument | 2026674091 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,521.00 (+87.59%) | $24,400 (-) Land $11,275 Building $13,125 | $171,348 (+12.71%) Land $79,178 Building $92,170 |
| 2023 | $24,400 (-) Land $11,275 Building $13,125 | $152,025 (+10.59%) Land $70,249 Building $81,776 | |
| 2022 | $1,877.00 | $24,400 Land $11,275 Building $13,125 | $137,465 Land $63,521 Building $73,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Verizon.
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