Hamilton County property record for 2531 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 7 ba · 6,107 sqft · built 1911 |
| Lot Size | 0.935 acres (40,737 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,595,000 (Jul 2022) |
| Tax Bill | $34,441 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0008-0141-00 |
| Primary APN | 046-0008-0141-00 |
|---|
| Full Baths | 7 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,107 sqft Living Area |
| 1st Floor Area | 2,767 sqft |
| 2nd Floor Area | 2,509 sqft |
| Attic | Attic |
| Attic Area | 831 sqft |
| Basement Area | 2,417 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,737 sqft (0.935 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2531 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE CORNER OBSERVATORY AVE & STETTINIUS AVE 0.9352 ACS32 T4 FR2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2531 OBSERVATORY AVE, CINCINNATI, OH 45208-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Transfer on Death Deed, Transfer |
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 21, 2021 | Fiduciary Deed, Transfer CENTERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Document Number | 0000067147 |
| Deed Book / Page | 14704 / 2185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 1, 2023 |
| Property Address | 2531 OBSERVATORY AVE, CINCINNATI, OH 45208-2009 |
| Document Number | 0000077444 |
| Book / Page | 15034 / 762 |
| Map Reference | MB 94 PG 121 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-0077444 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2022 |
| Property Address | 2531 OBSERVATORY AVE, CINCINNATI, OH 45208-2009 |
| Document Number | 0000067147 |
| Book / Page | 14704 / 2185 |
| Map Reference | MB 94 PG 121 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-0067147 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2531 OBSERVATORY AVE, CINCINNATI, OH 45208-2009 |
| Document Number | 0000067148 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 14704/2188 |
| Instrument | 2022-0067148 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 21, 2021 |
| Property Address | 2531 OBSERVATORY AVE, CINCINNATI, OH 45208-2009 |
| Document Number | 0000113431 |
| Book / Page | 14506 / 330 |
| Map Reference | MB 94 PG 121 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021-0113431 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,718.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 ISIS AVE, CINCINNATI, OH 45208-3005 |
| Document Number | 0000113432 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-0113432 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 7, 2022 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,441.00 (+3.07%) | $558,250 (+%) Land $223,394 Building $334,856 | |
| 2024 | $33,415.00 (-2.17%) | $558,249 (-) Land $223,394 Building $334,855 | |
| 2023 | $34,155.00 (-1.35%) | $558,249 (+13.84%) Land $223,394 Building $334,855 | $1,595,000 (+13.84%) Land $638,270 Building $956,730 |
| 2022 | $34,624.00 | $490,396 Land $163,258 Building $327,138 | |
| 2020 | $1,401,130 Land $466,450 Building $934,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures