2543 Ocoee St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2543 Ocoee St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 2021
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2021)
Tax Bill	$723 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136M R 028.01`

Property Details

APN / Parcel Number

Primary APN	`136M R 028.01`
Alternative APN	`0000389444`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000389444
Street Address	2543 OCOEE ST
City	CHATTANOOGA
State	TN
Zip	37406-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2A LOSEL ADDITION TO SHERMANS SUB PB 118 PG 17 REV 119-140 OUT OF 136M R 028 FOR 2020
Legal Range	28
Legal Subdivision	LOSEL ADDITION
Legal Lot Number	2A
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	12200

Owner

2543 Ocoee St is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	2543 OCOEE ST, CHATTANOOGA, TN 37406-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Deed Document Number	2021110300255
Deed Book / Page	12719 / 758
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 3, 2021
Property Address	2543 OCOEE ST, CHATTANOOGA, TN 37406-2922
Document Number	0000000255
Book / Page	12719 / 758
Map Reference	MB 119 PG 140
Instrument Date	Nov 2, 2021
Instrument	2021110300255
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 OCOEE ST, CHATTANOOGA, TN 37406-2922

Mortgage

Document Number	0012719761
Date	Nov 3, 2021
Instrument	12719/761

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2543 Ocoee St was $723, down 0.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$723.00 (-0.55%)	$47,725 (+46.73%)	$190,900 (+46.73%) Land $22,500 Building $168,400
2024	$727.00	$32,525 (-)	$130,100 (-) Land $6,800 Building $123,300
2023	$727.00	$32,525 (-)	$130,100 (-) Land $6,800 Building $123,300
2022	$727.00	$32,525	$130,100 Land $6,800 Building $123,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2543 Ocoee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2543 Ocoee St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20