Monroe County property record for 2550 S Smith Rd, Bloomington, IN 47401
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,478 sqft · built 1879 |
| Lot Size | 38.5 acres (1,678,497 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,437 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 014-30691-00 |
| Primary APN | 014-30691-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| 1st Floor Area | 2,478 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 1,678,497 sqft (38.5 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Stable | 3,108 sqft |
| Heating System | Central |
|---|
| Account Number | 014-30691-00 |
|---|---|
| Street Address | 2550 S SMITH RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | PUD |
| Legal Description | PT SE 11-8-1W 38.533 ACRES |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1001 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2550 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 25, 2025 |
| Property Address | 2550 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Document Number | 2025013363 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025013363 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2550 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Document Number | 2025013364 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025013364 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,437.00 (+1.93%) | $513,800 (+2.07%) Land $127,400 Building $386,400 | $513,800 (+2.07%) Land $127,400 Building $386,400 |
| 2024 | $7,296.00 (-12.15%) | $503,400 (+0.26%) Land $131,400 Building $372,000 | $503,400 (+0.26%) Land $131,400 Building $372,000 |
| 2023 | $502,100 (-12.4%) Land $122,000 Building $380,100 | $502,100 (-12.4%) Land $122,000 Building $380,100 | |
| 2022 | $8,305.00 | $573,200 Land $112,100 Building $461,100 | $573,200 Land $112,100 Building $461,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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