Monroe County property record for 2504 S Smith Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,032 sqft · built 1999 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2013) |
| Tax Bill | $3,006 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-28420-00 |
| Primary APN | 014-28420-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,032 sqft Living Area |
| 1st Floor Area | 3,456 sqft |
| Attic | Attic |
| Attic Area | 1,152 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 320 ft deep x 120 ft wide |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 014-28420-00 |
|---|---|
| Street Address | 2504 S SMITH RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING HILLS LOTS 41 & 42 |
| Legal Subdivision | ROLLING HILLS ADDITION |
| Legal Lot Number | 41-42 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1001 |
2504 S Smith Rd is owned and occupied by an individual who bought it in May 2013.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2504 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jul 5, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2013 · Amount on File |
| Deed Sale | May 22, 2013 · Amount on File |
| Prior Sale | Mar 19, 2012 · Amount on File |
| Deed Document Number | 20138761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2504 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021016783 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021016783 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2504 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2504 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Document Number | 2021012252 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021012252 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2504 S SMITH RD, BLOOMINGTON, IN 47401-8923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017009181 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 2017009181 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 22, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2504 S Smith Rd was $3,006, down 13.7% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,006.00 (-13.67%) | $411,900 Land $115,900 Building $296,000 | $411,900 Land $115,900 Building $296,000 |
| 2024 | $3,482.00 | ||
| 2023 | $374,700 (+10.21%) Land $56,200 Building $318,500 | $374,700 (+10.21%) Land $56,200 Building $318,500 | |
| 2022 | $2,826.00 | $340,000 Land $56,200 Building $283,800 | $340,000 Land $56,200 Building $283,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2504 S Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2504 S Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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