2552 S Smith Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 2552 S Smith Rd, Bloomington, IN 47401

Property Summary

Property TypeRural Home
Details5 bd · 4.5 ba · 7,975 sqft · built 1989
Lot Size15.2 acres (664,290 sqft)
OwnerIndividual Name on Record
Last Sale$2,145,600 (May 2007)
Tax Bill$21,776 (2025)
Deeds & MortgagesNov 2025 Sale
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN014-30690-00

Property Details

APN / Parcel Number

Primary APN014-30690-00
Alternative APN
  • 53-08-11-400-014.000-008

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area7,975 sqft Living Area
1st Floor Area7,975 sqft
Basement Area2,778 sqft
Unfinished Basement2,778 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area664,290 sqft (15.2 acres)
TerrainRolling
Garage TypeAttached
Garage Area1,344 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area360 sqft
PorchSlab
Shed1 Shed
Shed Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number014-30690-00
Street Address2552 S SMITH RD
CityBLOOMINGTON
StateIN
Zip47401-8923
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodePUD
Legal DescriptionSTONE RIDGE PH 1 LOT 20
Legal SubdivisionSTONE RIDGE SUBDIVISION
Legal Lot Number20
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1015
Census Tract1001

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2552 S SMITH RD, BLOOMINGTON, IN 47401-8923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Warranty Deed, Transfer
Nov 25, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2007 · Amount on Record
Deed SaleMay 29, 2007 · Amount on Record
Deed Document Number20079098
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateNov 25, 2025
Property Address2552 S SMITH RD, BLOOMINGTON, IN 47401-8923
Document Number2025013362
Map ReferenceCAB C ENV 265
Instrument DateNov 20, 2025
Instrument2025013362
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 W KINKWOOD AVE #100 # 100, 100, BLOOMINGTON, IN 47404-5233

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateNov 25, 2025
Property Address2552 S SMITH RD, BLOOMINGTON, IN 47401-8923
Document Number2025013393
Map ReferenceCAB C ENV 265
Instrument DateNov 20, 2025
Instrument2025013393
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2552 S SMITH RD, BLOOMINGTON, IN 47401-8923

Mortgage

Document Number2025013394
DateNov 25, 2025
Instrument2025013394
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.65%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change3.65%
Max Rate At Change7.65%
Index1-Year CMT
Margin3
Max Rate11.6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,776.00 (-4.49%)$2,425,100 (+5.65%) Land $358,200 Building $2,066,900$2,425,100 (+5.65%) Land $358,200 Building $2,066,900
2024$22,800.00 (+6.91%)$2,295,400 (+0.9%) Land $358,800 Building $1,936,600$2,295,400 (+0.9%) Land $358,800 Building $1,936,600
2023$2,274,900 (+10.95%) Land $357,300 Building $1,917,600$2,274,900 (+10.95%) Land $357,300 Building $1,917,600
2022$21,326.00$2,050,300 Land $355,800 Building $1,694,500$2,050,300 Land $355,800 Building $1,694,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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