Monroe County property record for 2549 S Smith Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,853 sqft · built 2015 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,500,000 (May 2017) |
| Tax Bill | $15,638 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Feb 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-30711-01 |
| Primary APN | 014-30711-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 5,853 sqft Living Area |
| 1st Floor Area | 5,853 sqft |
| Basement Area | 3,035 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 2,387 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 105,851 sqft (2.43 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 3,666 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pool Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 014-30711-01 |
|---|---|
| Street Address | 2549 S SMITH RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | SINN MINOR LOT 1A AMENDMENT 2 2.43 ACRES |
| Legal Subdivision | SINN MINOR SUBDIVISION |
| Legal Lot Number | 1A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1002 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2018 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Feb 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| May 4, 2017 | Warranty Deed, Transfer · Second Mortgage (Down Payment) GERMAN AMERICAN BANCORP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2017 · Amount on Record |
| Deed Sale | May 4, 2017 · Amount on Record |
| Prior Sale | May 1, 2017 · Amount on Record |
| Deed Document Number | 20175848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018009199 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 2018009199 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018001486 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 2018001486 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2019016056 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019016056 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019016172 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019016172 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SCOTTSDALE, AZ 85255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021022071 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021022071 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 4, 2017 |
| Property Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Document Number | 2017005848 |
| Map Reference | CAB D ENV 53 |
| Instrument Date | May 1, 2017 |
| Instrument | 2017005848 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2549 S SMITH RD, BLOOMINGTON, IN 47401-8943 |
| Document Number | 2017005849 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 2017005849 |
| Name | GERMAN AMERICAN BANCORP INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 1, 2018 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,638.00 (-10.97%) | $1,852,600 (+0.08%) Land $57,200 Building $1,795,400 | $1,852,600 (+0.08%) Land $57,200 Building $1,795,400 |
| 2024 | $17,565.00 (+7.69%) | ||
| 2023 | $1,851,100 (+13.88%) Land $57,200 Building $1,793,900 | $1,851,100 (+13.88%) Land $57,200 Building $1,793,900 | |
| 2022 | $16,311.00 | $1,625,500 Land $57,200 Building $1,568,300 | $1,625,500 Land $57,200 Building $1,568,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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