Sherburne County property record for 3953 45th Ave SE, Saint Cloud, MN 56304
| Property Type | Commercial |
|---|---|
| Details | 2,400 sqft · built 1974 |
| Lot Size | 4.64 acres (202,118 sqft) |
| Owner | Company Name on Record |
| Last Sale | $298,688 (Aug 2016) |
| Tax Bill | $17,616 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-433-0105 |
| Primary APN | 25-433-0105 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,400 sqft Total Area |
|---|---|
| Interior Walls | Paneling |
| Elevator | Elevator |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 202,118 sqft (4.64 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3953 45TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-5400 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | I |
| Legal Description | LOT 1, BLK 1 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 22 |
| Legal Subdivision | OEHRLEIN ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30301 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2435 13TH ST NE, SAUK RAPIDS, MN 56379-9695 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BREMER BANK NA |
| Apr 15, 2020 | Loan Modification, Mortgage BREMER BK |
| Apr 15, 2020 | Loan Modification, Mortgage BREMER BK NAT'L ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2016 · Amount on Record |
| Deed Sale | Aug 10, 2016 · Amount on Record |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Document Number | 2016824681 |
| Prior Transfer Date | Aug 17, 2010 |
| Prior Transfer Doc | 0000741723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3953 45TH AVE SE, SAINT CLOUD, MN 56304-5400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000834775 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 834775 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 15, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3953 45TH AVE SE, SAINT CLOUD, MN 56304-5400 |
| Document Number | 0000892811 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3953 45TH AVE SE #5 ST CLOUD MN 563045401, 5, ST CLOUD, MN 56304-5401 |
| Document Number | 0000892811 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 892811 |
| Name | BREMER BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Term | 60 Months |
|---|---|
| Due | Jun 2, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3953 45TH AVE SE, SAINT CLOUD, MN 56304-5400 |
| Document Number | 0000893520 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3953 45TH AVE SE ST CLOUD MN 563045400, ST CLOUD, MN 56304-5400 |
| Document Number | 0000893520 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 893520 |
| Name | BREMER BK NAT'L ASSN |
|---|---|
| Address | SAINT PAUL, MN 55102 |
| Term | 60 Months |
|---|---|
| Due | Jun 14, 2025 |
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,616.00 (-3.82%) | $883,200 (-2.23%) Land $131,400 Building $751,800 | $883,200 (-2.23%) Land $131,400 Building $751,800 |
| 2023 | $18,316.00 | $903,300 Land $131,400 Building $771,900 | |
| 2021 | $903,300 Land $131,400 Building $771,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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