255 Waterfront Dr, Raphine, VA 24472 Property Records

Rockbridge County property record for 255 Waterfront Dr, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,985 sqft · built 2023
Lot Size	0.578 acres (25,221 sqft)
Owner	Individual Name on File
Last Sale	$525,900 (May 2024)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28 9 23`

Property Details

APN / Parcel Number

Primary APN	`28 9 23`
Alternative APN	`18878`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
Basement Area	1,985 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,221 sqft (0.578 acres)
Garage Area	575 sqft
Driveway	Driveway
Driveway Area	20,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18878
Street Address	255 WATERFRONT DR
City	RAPHINE
State	VA
Zip	24472-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW LAKE PHASE 1 LOT 23
Legal Phase	1
Legal Lot Number	23
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3064
Census Tract	930102

Owner

Source: Rockbridge County records · APN 28 9 23

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	255 WATERFRONT DR, RAPHINE, VA 24472-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2023	Deed of Trust, Mortgage · Unknown FRONTIER COMMUNITY BANK
Sep 01, 2023	Deed of Trust, Mortgage · Construction Mortgage FRONTIER COMMUNITY BANK
May 09, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	May 09, 2023 · Amount on Record
Deed Document Number	2024-1050
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	WATERFRONT DR, RAPHINE, VA 24472
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 TAYLOR ST, WAYNESBORO, VA 22980-1789

Mortgage

Document Number	0230002041
Date	Sep 01, 2023
Instrument	230002041

Lender

Name	FRONTIER COMMUNITY BANK
Type	Bank
Address	WAYNESBORO, VA 22980

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	WATERFRONT DR, RAPHINE, VA 24472
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 TAYLOR ST, WAYNESBORO, VA 22980-1789

Mortgage

Document Number	0230002041
Date	Sep 01, 2023
Instrument	230002041

Lender

Name	FRONTIER COMMUNITY BANK
Type	Bank
Address	WAYNESBORO, VA 22980

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	May 09, 2023
Property Address	WATERFRONT DR, RAPHINE, VA 24472
Document Number	0230001021
Map Reference	CAB 3 SL 784
Instrument Date	Apr 14, 2023
Instrument	230001021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 TAYLOR ST, WAYNESBORO, VA 22980-1789

Tax Assessment & Valuation

Source: Rockbridge County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$542,700 (+985.4%) Land $50,000 Building $492,700	$542,700 (-) Land $50,000 Building $492,700
2023	$50,000 Land $50,000	$542,700 Land $50,000 Building $492,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 7, 2006 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BARC Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Based on FCC filings for 37 locations within half a mile of this property.

Nearby Properties on Waterfront Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures