Rockbridge County property record for 181 Waterfront Dr, Raphine, VA 24472 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,511 sqft · built 2024 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,990 (Apr 2025) |
| Tax Bill | $320 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jun 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 9 19 |
| Primary APN | 28 9 19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,511 sqft Living Area |
| Gross Area | 3,042 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,867 sqft (0.502 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18874 |
|---|---|
| Street Address | 181 WATERFRONT DR |
| City | RAPHINE |
| State | VA |
| Zip | 24472-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW LAKE PHASE 1 LOT 19 |
| Legal Subdivision | WILLOW LAKE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 930102 |
Source: Rockbridge County records · APN 28 9 19
Assessment roll updated December 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 02, 2025 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Jun 26, 2024 | Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Jun 21, 2024 | Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| May 30, 2024 | Correction Deed |
| Mar 26, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2025 · Amount on Record |
| Deed Sale | Apr 02, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2024 · Amount on Record |
| Deed Document Number | 2025690 |
| Deed Book / Page | 54 |
| Prior Transfer Date | May 08, 2024 |
| Prior Transfer Doc | 0000001154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Apr 02, 2025 |
| Property Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 0250000690 |
| Map Reference | CAB 4 PG 772 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 250000690 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | DHI TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 0250000691 |
|---|---|
| Date | Apr 02, 2025 |
| Instrument | 250000691 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Jun 26, 2024 |
| Property Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 0240001328 |
| Map Reference | CAB 4 PG 772 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 240001328 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 WATERFORD LAKE DR STE 204, 204, MIDLOTHIAN, VA 23112-3994 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Jun 21, 2024 |
| Property Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 0240001328 |
| Map Reference | CAB 4 PG 772 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 240001328 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 WATERFORD LAKE DR STE 204, 204, MIDLOTHIAN, VA 23112-3994 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | May 30, 2024 |
| Property Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 0240001154 |
| Map Reference | CAB 4 PG 772 |
| Instrument Date | May 08, 2024 |
| Instrument | 240001154 |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 WILSON BLVD, FISHERSVILLE, VA 22939-2286 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Mar 26, 2021 |
| Property Address | 181 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 0210001081 |
| Map Reference | CAB 3 SL 784 |
| Instrument Date | Mar 03, 2021 |
| Instrument | 210001081 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 WILSON BLVD, FISHERSVILLE, VA 22939-2286 |
| Investor | Possibly a Property Investor |
Source: Rockbridge County records · Assessment roll updated December 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $320.00 | $437,800 (+775.6%) Land $50,000 Building $387,800 | $437,800 (-) Land $50,000 Building $387,800 |
| 2023 | $50,000 Land $50,000 | $437,800 Land $50,000 Building $387,800 |
Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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