220 Waterfront Dr, Raphine, VA 24472 Property Records

Rockbridge County property record for 220 Waterfront Dr, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,511 sqft · built 2024
Lot Size	0.546 acres (23,827 sqft)
Owner	Individual Name on Record
Last Sale	$474,990 (Feb 2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28 9 28`

Property Details

APN / Parcel Number

Primary APN	`28 9 28`
Alternative APN	`18883`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,511 sqft Living Area
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,827 sqft (0.546 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18883
Street Address	220 WATERFRONT DR
City	RAPHINE
State	VA
Zip	24472-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW LAKE PHASE 1 LOT 28
Legal Phase	1
Legal Lot Number	28
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3010
Census Tract	930102

Owner

Source: Rockbridge County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Jun 26, 2024	Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO
Jun 21, 2024	Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO
May 30, 2024	Correction Deed
Mar 26, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Jun 26, 2024 · Amount on Record
Deed Document Number	2025-272
Record Updated	Jun 8, 2026

February 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Feb 6, 2025
Property Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0250000272
Map Reference	CAB 4 PG 772
Instrument Date	Feb 4, 2025
Instrument	250000272
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544

Mortgage

Document Number	0250000273
Date	Feb 6, 2025
Instrument	250000273

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jun 26, 2024
Property Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0240001328
Map Reference	CAB 4 PG 772
Instrument Date	Jun 18, 2024
Instrument	240001328
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WATERFORD LAKE DR STE 204, 204, MIDLOTHIAN, VA 23112-3994

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jun 21, 2024
Property Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0240001328
Map Reference	CAB 4 PG 772
Instrument Date	Jun 18, 2024
Instrument	240001328
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WATERFORD LAKE DR STE 204, 204, MIDLOTHIAN, VA 23112-3994

May 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	May 30, 2024
Property Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0240001154
Map Reference	CAB 4 PG 772
Instrument Date	May 8, 2024
Instrument	240001154
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 WILSON BLVD, FISHERSVILLE, VA 22939-2286

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Mar 26, 2021
Property Address	220 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0210001081
Map Reference	CAB 3 SL 784
Instrument Date	Mar 3, 2021
Instrument	210001081
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 WILSON BLVD, FISHERSVILLE, VA 22939-2286
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$510,900 (+1,035.33%) Land $45,000 Building $465,900	$510,900 (-) Land $45,000 Building $465,900
2023	$45,000 Land $45,000	$510,900 Land $45,000 Building $465,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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