240 Waterfront Dr, Raphine, VA 24472 Property Records

Rockbridge County property record for 240 Waterfront Dr, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,511 sqft · built 2024
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,990 (Apr 2025)
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jun 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28 9 26`

Property Details

APN / Parcel Number

Primary APN	`28 9 26`
Alternative APN	`18881`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,511 sqft Living Area
Gross Area	3,042 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,954 sqft (0.504 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18881
Street Address	240 WATERFRONT DR
City	RAPHINE
State	VA
Zip	24472-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW LAKE PHASE 1 LOT 26
Legal Subdivision	WILLOW LAKE SUBDIVISION
Legal Phase	1
Legal Lot Number	26
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3010
Census Tract	930102

Owner

Source: Rockbridge County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 WATERFRONT DR, RAPHINE, VA 24472-2544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jun 21, 2024	Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO
Jun 26, 2024	Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO
Mar 26, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	2025692
Deed Book / Page	75
Record Updated	Oct 29, 2026

April 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Apr 2, 2025
Property Address	240 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0250000692
Map Reference	CAB 4 PG 772
Instrument Date	Mar 31, 2025
Instrument	250000692
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 WATERFRONT DR, RAPHINE, VA 24472-2544

Mortgage

Document Number	0250000693
Date	Apr 2, 2025
Instrument	250000693

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jun 21, 2024
Property Address	240 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0240001328
Map Reference	CAB 4 PG 772
Instrument Date	Jun 18, 2024
Instrument	240001328
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WATERFORD LAKE DR STE 204, 204, MIDLOTHIAN, VA 23112-3994

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jun 26, 2024
Property Address	240 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0240001328
Map Reference	CAB 4 PG 772
Instrument Date	Jun 18, 2024
Instrument	240001328
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WATERFORD LAKE DR STE 204, 204, MIDLOTHIAN, VA 23112-3994

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Mar 26, 2021
Property Address	240 WATERFRONT DR, RAPHINE, VA 24472-2544
Document Number	0210001081
Map Reference	CAB 3 SL 784
Instrument Date	Mar 3, 2021
Instrument	210001081
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 WILSON BLVD, FISHERSVILLE, VA 22939-2286
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00	$432,800 (-) Land $45,000 Building $387,800	$432,800 (-) Land $45,000 Building $387,800
2025		$432,800 (+861.78%) Land $45,000 Building $387,800	$432,800 (-) Land $45,000 Building $387,800
2023		$45,000 Land $45,000	$432,800 Land $45,000 Building $387,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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