255 W River Rd, Palatka, FL 32177 Property Records

Putnam County property record for 255 W River Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	5,750 sqft · built 1987
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Tax Bill	$6,707 (2025)
Flood Zone	Zone X (moderate risk)
APN	`18-09-27-0700-000.0-049.0`

Property Details

APN / Parcel Number

Primary APN	`18-09-27-0700-000.0-049.0`
Alternative APN	`2137`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	5,750 sqft Living Area
1st Floor Area	462 sqft
2nd Floor Area	2,112 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Siding
Lot Area	51,401 sqft (1.17 acres)
Lot Dimensions	512 ft deep x 100 ft wide
Garage Area	360 sqft
Porch	Porch
Porch Area	1,600 sqft
Deck Area	810 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	2137
Street Address	255 W RIVER RD
City	PALATKA
State	FL
Zip	32177-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BODINE + POWERS S/D MB4 P7, LO
Legal Range	27E
Legal Township	09S
Legal Section	18
Legal Subdivision	BODINE + POWERS S/D
Legal Lot Number	49
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2023
Census Tract	950100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 W RIVER RD, PALATKA, FL 32177-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,707.00 (+321.82%) Homeowner's exemption	$419,020 (+5.9%)	$677,900 (+1.72%) Land $212,800 Building $465,100
2023	$1,590.00 (+9.5%) Homeowner's exemption	$395,660 (+3%)	$666,440 (+12.78%) Land $179,200 Building $487,240
2022	$1,452.00 Homeowner's exemption	$384,140	$590,920 Land $179,200 Building $411,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3