262 W River Rd, Palatka, FL 32177 Property Records

Putnam County property record for 262 W River Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	2,365 sqft · built 2018
Lot Size	4.55 acres (198,198 sqft)
Owner	Owner Name on File
Last Sale	$15,000 (Jul 2006)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`18-09-27-0000-007.0-000.0`

Property Details

APN / Parcel Number

Primary APN	`18-09-27-0000-007.0-000.0`
Alternative APN	`73778`

Interior

Building Area	2,365 sqft Living Area
1st Floor Area	938 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	198,198 sqft (4.55 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	73778
Street Address	262 W RIVER RD
City	PALATKA
State	FL
Zip	32177-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF E 1/2 OF LOT 8 OR 168 P
Legal Range	27E
Legal Township	09S
Legal Section	18
Legal Lot Number	8
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

Source: Putnam County records · APN 18-09-27-0000-007.0-000.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	262 W RIVER RD, PALATKA, FL 32177-8609
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 05, 2017	Deed of Trust, Mortgage · Construction Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2006 · Amount on Record
Deed Sale	Jul 18, 2006 · Amount on Record
Deed Document Number	590738
Deed Book / Page	1106 / 1042
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	262 W RIVER RD, PALATKA, FL 32177-8609
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 W RIVER RD, PALATKA, FL 32177-8609

Mortgage

Document Number	0016311243
Date	Aug 16, 2021
Book Page	1631/1243
Instrument	202154018354

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	262 W RIVER RD, PALATKA, FL 32177-8609
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014781143
Date	Jul 05, 2017
Book Page	1478/1143
Instrument	201754012043

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (+11.72%) Homeowner's exemption	$245,460 (+5.98%)	$406,430 (+1.96%) Land $46,400 Building $360,030
2023	$3,380.00 (+5.46%) Homeowner's exemption	$231,610 (+3%)	$398,610 (+19.73%) Land $31,100 Building $367,510
2022	$3,205.00 Homeowner's exemption	$224,870	$332,930 Land $20,900 Building $312,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 27 locations within half a mile of this property.

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