Carroll County property record for 255 Stem Rd, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,344 sqft Total Area |
| Lot Size | 61,332 sqft (1.4 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2023) |
| Tax Bill | $3,291.00 (2025) |
| Primary APN | 12-002823 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,344 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 61,332 sqft (1.4 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 130 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Account Number | 002823 |
|---|---|
| Street Address | 255 STEM RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 1.408 ACS 255 STEM RD N OF LINWOOD |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 12, UNION BRIDGE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-002823
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Sep 07, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 15, 2021 | Intrafamily Transfer, Transfer |
| Jan 15, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Deed Book / Page | 11103 / 270 |
| Prior Transfer Date | Feb 01, 2020 |
| Prior Transfer Doc | 0100550326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 29, 2023 |
| Property Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Document Number | 0111030270 |
| Book / Page | 11103 / 270 |
| Instrument Date | Aug 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7105 GAITHER RD, SYKESVILLE, MD 21784-7111 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Document Number | 0111030278 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 11103-0278 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0102000077 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 10200/77 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 166 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0091130160 |
|---|---|
| Date | Sep 07, 2018 |
| Book Page | 9113/0160 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 15, 2021 |
| Property Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Document Number | 0100550026 |
| Book / Page | 10055 / 326 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 15, 2021 |
| Property Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
| Document Number | 0100550326 |
| Book / Page | 10055 / 326 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 255 STEM RD, UNION BRIDGE, MD 21791-9001 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,500 (+9.29%) Land $129,000 Building $200,500 | $329,500 (-) Land $129,000 Building $200,500 | |
| 2025 | $3,291.00 (+18.64%) Homeowner's exemption | $301,500 (+22.81%) | $329,500 (+34.22%) Land $129,000 Building $200,500 |
| 2023 | $2,774.00 (+0.87%) Homeowner's exemption | $245,500 (+0.86%) Land $129,000 Building $116,500 | $245,500 (-) Land $129,000 Building $116,500 |
| 2022 | $2,750.00 Homeowner's exemption | $243,400 | $245,500 Land $129,000 Building $116,500 |
255 Stem Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures