267 Stem Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 267 Stem Rd, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	896 sqft Total Area
Lot Size	319,730 sqft (7.34 acres)
Garage	Detached, 616 sqft
Occupancy	Owner Occupied
Last Sale	$310,000 (2016)
Tax Bill	$3,424.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-007760`
Alternative APN	`007760`

Interior

Full Baths	2 Baths
Building Area	896 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Material	Tile Roof
Lot Area	319,730 sqft (7.34 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	616 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1,728 sqft Shed
Deck Area	288 sqft Deck
Patio Area	432 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	007760
Street Address	267 STEM RD
City	UNION BRIDGE
State	MD
Zip	21791-9001
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LT - 7.340 ACS 267 STEM RD UNION BRIDGE
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1009
Census Tract	512000

Owner

Source: Carroll County records · APN 12-007760

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	267 STEM RD, UNION BRIDGE, MD 21791-9001
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2016 · Amount on Record
Deed Sale	Feb 23, 2016 · Amount on Record
Deed Book / Page	8231 / 36
Last Transfer Date	Oct 21, 2024
Transfer Doc	0114440076
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	267 STEM RD, UNION BRIDGE, MD 21791-9001
Document Number	0099760120
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	267 STEM RD UNION BRIDGE MD 217919001, UNION BRIDGE, MD 21791-9001

Mortgage

Document Number	0099760120
Date	Dec 02, 2020
Book Page	009976/000120

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2040

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,100 (+7.66%) Land $125,900 Building $237,200	$363,100 (-) Land $125,900 Building $237,200
2025	$3,424.00 (+6.1%) Homeowner's exemption	$337,267 (+18.09%)	$363,100 (+27.14%) Land $125,900 Building $237,200
2023	$3,227.00 Homeowner's exemption	$285,600 Land $125,900 Building $159,700	$285,600 Land $125,900 Building $159,700

Flood & Wildfire

267 Stem Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.