246 Stem Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 246 Stem Rd, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2006
Square Footage	2,880 sqft Total Area
Lot Size	88,862 sqft (2.04 acres)
Garage	Attached, 1,148 sqft
Occupancy	Owner Occupied
Last Sale	$175,500 (2005)
Tax Bill	$4,928.00 (2025)

Owner

Source: Carroll County records · APN 12-008074

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	246 STEM RD, UNION BRIDGE, MD 21791-9002
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2005 · Amount on Record
Deed Sale	Jan 11, 2005 · Amount on Record
Deed Doc Number	200543219
Deed Book / Page	4278 / 478
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,600 (+47.14%) Land $135,400 Building $439,200	$574,600 (+47.14%) Land $135,400 Building $439,200
2025	$4,928.00 (+11.7%) Homeowner's exemption
2023	$4,412.00 Homeowner's exemption	$390,500 Land $135,400 Building $255,100	$390,500 Land $135,400 Building $255,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`12-008074`
Alternative APN	`008074`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,880 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	88,862 sqft (2.04 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,148 sqft Garage
Deck Area	448 sqft Deck
Porch Area	45 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	008074
Street Address	246 STEM RD
City	UNION BRIDGE
State	MD
Zip	21791-9002
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 -2.04 AC STEM RD 48-109 FOUR BY GRACE
Legal Subdivision	FOUR GRACE
Legal Lot Number	1
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1010
Census Tract	512000