235 Stem Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 235 Stem Rd, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	1,300 sqft Total Area
Lot Size	36,154 sqft (0.83 acres)
Garage	Basement, 336 sqft
Tax Bill	$2,334.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-000065`
Alternative APN	`000065`

Interior

Full Baths	1 Baths
Building Area	1,300 sqft Total Area
Stories	1 Stories
Utility Area	180 sqft Utility Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	36,154 sqft (0.83 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage
Garage Area	336 sqft Garage
Deck Area	80 sqft Deck
Porch Area	44 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	000065
Street Address	235 STEM RD
City	UNION BRIDGE
State	MD
Zip	21791-9001
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 0.83 AC 235 STEM RD NW OF LINWOOD
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1009
Census Tract	512000

Owner

Source: Carroll County records · APN 12-000065

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 N PIPE CREEK RD, UNION BRIDGE, MD 21791-9050
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (+12.54%) Land $111,300 Building $99,600	$210,900 (+12.54%) Land $111,300 Building $99,600
2025	$2,334.00 (+10.25%)
2023	$2,117.00	$187,400 Land $111,300 Building $76,100	$187,400 Land $111,300 Building $76,100

Flood & Wildfire

235 Stem Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.