223 N High St, Covington, OH 45318 Property Records

Miami County property record for 223 N High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (May 2023)
Tax Bill	$983 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H19-003410`

Property Details

APN / Parcel Number

Primary APN	`H19-003410`
Alternative APNs	`080530.1-04-012-00` `H19NH036 01100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	2,496 sqft
Basement Area	469 sqft
Unfinished Basement	469 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	223 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 228 45 S SIDE
Legal Subdivision	VILLAGE OF COVINGTON
Legal Lot Number	228
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1019
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 N HIGH ST, COVINGTON, OH 45318-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	20235609
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	0000012832
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 30, 2023
Property Address	223 N HIGH ST, COVINGTON, OH 45318-1409
Document Number	0000005609
Map Reference	MB 1 PG 414
Instrument Date	May 24, 2023
Instrument	2023OR-05609
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 N HIGH ST, COVINGTON, OH 45318-1409

Mortgage

Document Number	0000005610
Date	May 30, 2023
Instrument	2023OR-05610

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 22, 2018
Property Address	223 N HIGH ST, COVINGTON, OH 45318-1409
Document Number	0000012832
Instrument Date	Oct 19, 2018
Instrument	12832
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 N HIGH ST COVINGTON OH 453181409, COVINGTON, OH 45318-1409

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 26, 2018
Property Address	223 N HIGH ST, COVINGTON, OH 45318-1409
Document Number	0000003513
Instrument Date	Feb 13, 2018
Instrument	3513
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3230 DOGWOOD DR TROY OH 453739366, TROY, OH 45373-9366

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (+36.34%) Homeowner's exemption	$32,520 (+68.85%) Land $7,810 Building $24,710	$92,900 (+68.91%) Land $22,300 Building $70,600
2024	$721.00 (+1.55%) Homeowner's exemption	$19,260 (-) Land $8,440 Building $10,820
2023	$710.00 (-3.53%)	$19,260 (-) Land $8,440 Building $10,820	$55,000 (-) Land $24,100 Building $30,900
2022	$736.00	$19,260 Land $8,440 Building $10,820	$55,000 Land $24,100 Building $30,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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