255 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 255 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,184 sqft · built 2003
Lot Size	0.352 acres (15,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Jul 2021)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Feb 2024 Sale Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`32-168200.0000`

Property Details

APN / Parcel Number

Primary APN	`32-168200.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft
Basement Area	2,184 sqft
Unfinished Basement	2,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,336 sqft (0.352 acres)
Shed	1 Shed
Shed Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	255 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01375 HARVEST RIDGE SUB-DIV 1ST ADDITION
Legal Subdivision	HARVEST RIDGE SUB-DIV
Legal Lot Number	1375
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2025
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Aug 16, 2023	Intrafamily Transfer, Transfer
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	20213756
Deed Book / Page	736 / 632
Last Transfer Date	Aug 7, 2023
Transfer Doc	00758/2340
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM OH
Recording Date	Feb 9, 2024
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Document Number	00763/1305
Book / Page	763 / 1305
Instrument Date	Feb 8, 2024
Instrument	202400000459
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	255 E LAURA LN, OTTAWA, OH 45875-1766

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00759/1712
Date	Sep 19, 2023
Book Page	759/1712
Instrument	202300003354

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Aug 16, 2023
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Document Number	00758/2340
Book / Page	758 / 2340
Instrument Date	Aug 7, 2023
Instrument	202300002991
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	255 E LAURA LN, OTTAWA, OH 45875-1766

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 12, 2021
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Document Number	736/632
Book / Page	736 / 632
Instrument Date	Jul 12, 2021
Instrument	202100003756
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E LAURA LN, OTTAWA, OH 45875-1766

Mortgage

Document Number	202100003757
Date	Jul 12, 2021
Instrument	202100003757

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	725/2280
Date	Oct 2, 2020
Book Page	725/2280
Instrument	202000004993

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	725/2280
Date	Oct 1, 2020
Book Page	725/2280
Instrument	202000004993

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 22, 2017
Property Address	255 E LAURA LN, OTTAWA, OH 45875-1766
Document Number	00692/1622
Book / Page	692 / 1622
Instrument Date	Sep 22, 2017
Instrument	201700004009
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E LAURA LN, OTTAWA, OH 45875-1766

Mortgage

Document Number	201700004010
Date	Sep 22, 2017
Instrument	201700004010

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,228.00 (+2.03%) Homeowner's exemption	$128,500 (+34.94%) Land $9,910 Building $118,590	$367,140 (-) Land $28,310 Building $338,830
2023	$4,144.00 (+18.91%) Homeowner's exemption Additional exemption filed	$95,230 (-) Land $7,710 Building $87,520	$367,140 (+34.93%) Land $28,310 Building $338,830
2022	$3,485.00 Homeowner's exemption	$95,230 Land $7,710 Building $87,520
2020			$272,090 Land $22,030 Building $250,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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