162 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 162 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,205 sqft · built 1991
Lot Size	0.326 acres (14,230 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Oct 2015 Line of Credit May 2005 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-167056.0000`

Property Details

APN / Parcel Number

Primary APN	`32-167056.0000`

Interior

Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
1st Floor Area	1,293 sqft
Upper Floors Area	875 sqft
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,230 sqft (0.326 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	162 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01212 HARVEST RIDGE S UB-DIV VAL INCL 32-1670.57.0100
Legal Subdivision	HARVEST RIDGE S UB-DIV
Legal Lot Number	1212
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 E LAURA LN, OTTAWA, OH 45875-1763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2015	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 2, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 2, 2005
Transfer Doc	00555/2430
Record Updated	Sep 20, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	162 E LAURA LN, OTTAWA, OH 45875-1763
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00674/0156
Date	Oct 30, 2015
Book Page	674/0156
Instrument	201500004292

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 2, 2005
Property Address	162 E LAURA LN, OTTAWA, OH 45875-1763
Document Number	00555/2430
Book / Page	555 / 2430
Instrument Date	May 2, 2005
Instrument	200500002222
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	162 E LAURA LN, OTTAWA, OH 45875-1763

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,442.00 (+2.05%) Homeowner's exemption	$104,460 (+28.22%) Land $9,360 Building $95,100	$298,450 (-) Land $26,740 Building $271,710
2023	$3,373.00 (+13.04%) Homeowner's exemption Additional exemption filed	$81,470 (-) Land $7,280 Building $74,190	$298,450 (+28.22%) Land $26,740 Building $271,710
2022	$2,984.00 Homeowner's exemption	$81,470 Land $7,280 Building $74,190
2020			$232,770 Land $20,800 Building $211,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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