244 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 244 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 1996
Lot Size	0.217 acres (9,476 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jul 2019)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-167060.0000`

Property Details

APN / Parcel Number

Primary APN	`32-167060.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,476 sqft (0.217 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	244 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01216 HARVEST RIDGE S UB-DIV
Legal Subdivision	HARVEST RIDGE S UB-DIV
Legal Lot Number	1216
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 E LAURA LN, OTTAWA, OH 45875-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit FORT JENNINGS STATE BANK
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20192500
Deed Book / Page	710 / 1822
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Jul 22, 2026
Property Address	244 E LAURA LN, OTTAWA, OH 45875-1765
Document Number	0000003169
Book / Page	789 / 959
Instrument Date	Jul 17, 2026
Instrument	20263169
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E LAURA LN, OTTAWA, OH 45875-1765

Mortgage

Document Number	0000003169,
Date	Jul 22, 2026
Book Page	789/959
Instrument	20263169

Lender

Name	FORT JENNINGS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 17, 2031

Interest

Rate	6.47%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	244 E LAURA LN, OTTAWA, OH 45875-1765
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E LAURA LN, OTTAWA, OH 45875-1765

Mortgage

Document Number	00745/2127
Date	Apr 29, 2022
Book Page	745/2127
Instrument	202200001921

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 1, 2019
Property Address	244 E LAURA LN, OTTAWA, OH 45875-1765
Document Number	00710/1822
Book / Page	710 / 1822
Instrument Date	Jul 1, 2019
Instrument	201900002500
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 E LAURA LN, OTTAWA, OH 45875-1765

Mortgage

Document Number	201900002501
Date	Jul 1, 2019
Instrument	201900002501

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00 (+1.97%) Homeowner's exemption	$56,380 (-0.63%) Land $6,310 Building $50,070	$161,090 (-0.64%) Land $18,030 Building $143,060
2024	$1,829.00 (-0.49%) Homeowner's exemption	$56,740 (+28.17%) Land $6,310 Building $50,430
2023	$1,838.00 (+12.97%) Homeowner's exemption Additional exemption filed	$44,270 (-) Land $4,900 Building $39,370	$162,120 (+28.17%) Land $18,030 Building $144,090
2022	$1,627.00	$44,270 Land $4,900 Building $39,370
2020			$126,490 Land $14,000 Building $112,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

Nearby Properties on E Laura Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures