202 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 202 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,834 sqft · built 1991
Lot Size	0.214 acres (9,336 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-167058.0000`

Property Details

APN / Parcel Number

Primary APN	`32-167058.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	1,910 sqft
Unfinished Basement	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,336 sqft (0.214 acres)
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01214 HARVEST RIDGE S UB-DIV VAL INC 32-1670.57
Legal Subdivision	HARVEST RIDGE S UB-DIV
Legal Lot Number	1214
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 E LAURA LN, OTTAWA, OH 45875-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Transfer on Death Deed, Transfer
Jun 29, 2023	Warranty Deed, Transfer
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 29, 2023
Transfer Doc	00757/1609
Record Updated	Sep 20, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 29, 2023
Property Address	202 E LAURA LN, OTTAWA, OH 45875-1765
Document Number	00757/1609
Book / Page	757 / 1609
Instrument Date	Jun 28, 2023
Instrument	202300002330
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 29, 2023
Property Address	202 E LAURA LN, OTTAWA, OH 45875-1765
Document Number	00757/1607
Book / Page	757 / 1607
Instrument Date	Jun 28, 2023
Instrument	202300002329
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	202 E LAURA LN, OTTAWA, OH 45875-1765

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 E LAURA LN, OTTAWA, OH 45875-1765
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	721/538
Date	Jun 8, 2020
Book Page	721/538
Instrument	202000002486

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 E LAURA LN, OTTAWA, OH 45875-1765
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700001332
Date	Apr 4, 2017
Book Page	687/2325
Instrument	201700001332

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+2.02%) Homeowner's exemption	$88,730 (+28.15%) Land $9,140 Building $79,590	$253,510 (-) Land $26,110 Building $227,400
2023	$2,866.00 (+13.01%) Homeowner's exemption Additional exemption filed	$69,240 (-) Land $7,110 Building $62,130	$253,510 (+28.15%) Land $26,110 Building $227,400
2022	$2,536.00	$69,240 Land $7,110 Building $62,130
2020			$197,820 Land $20,310 Building $177,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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