2540 la Panza Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 2540 la Panza Rd, Creston, CA 93432

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,860 sqft · built 1980
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2017)
Tax Bill	$4,793 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-331-010`

Property Details

APN / Parcel Number

Primary APN	`043-331-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	1,306,800 sqft
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2540 LA PANZA RD
City	CRESTON
State	CA
Zip	93432-9621
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RL
Legal Description	RHO HR HRO & ADJ LDS PTN LT 109A
Legal Subdivision	HUER HUERO RHO
Legal Block	2
Legal Lot Number	109A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2156
Census Tract	10301

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 LA PANZA RD, CRESTON, CA 93432-9621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC
Aug 25, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Jan 12, 1994 · Amount on Record
Deed Document Number	201738083
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	0000048211
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2540 LA PANZA RD, CRESTON, CA 93432-9621
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LA PANZA RD, CRESTON, CA 93432-9621

Mortgage

Document Number	0000008538
Date	Feb 24, 2022
Instrument	2022008538

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2540 LA PANZA RD, CRESTON, CA 93432-9621
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LA PANZA RD, CRESTON, CA 93432-9621

Mortgage

Document Number	0000017721
Date	Mar 8, 2021
Instrument	2021017721

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 25, 2017
Property Address	2540 LA PANZA RD, CRESTON, CA 93432-9621
Document Number	0000038083
Instrument Date	Jul 17, 2017
Instrument	38083
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2540 LA PANZA RD CRESTON CA 934329621, CRESTON, CA 93432-9621

Mortgage

Document Number	38084
Date	Aug 25, 2017
Instrument	38084

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,213 (+2%) Land $313,355 Building $121,858
2025	$4,793.00 (+4.97%) Homeowner's exemption	$426,680 (+4.04%) Land $307,211 Building $119,469
2023	$4,566.00 (+1.29%) Homeowner's exemption	$410,114 Land $295,283 Building $114,831
2022	$4,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on la Panza Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures