2539 Snaffle Bit Way, Missoula, MT 59808 Property Records

Missoula County property record for 2539 Snaffle Bit Way, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,358 sqft · built 2007
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Feb 2017)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0485429`

Property Details

APN / Parcel Number

Primary APN	`R0485429`
Alternative APNs	`04-2199-12-2-03-51-0000` `0004190467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,358 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,258 sqft
Basement Area	1,258 sqft
Finished Basement	1,100 sqft
Unfinished Basement	158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004190467
Street Address	2539 SNAFFLE BIT WAY
City	MISSOULA
State	MT
Zip	59808-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 RANCH, S12, T13 N, R20 W, LOT 51, PHASES 1 & 2
Legal Subdivision	44 RANCH
Legal Block	2
Legal Lot Number	51
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2004
Census Tract	205

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2539 SNAFFLE BIT WAY, MISSOULA, MT 59808-5214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Sep 24, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	20173220
Deed Book / Page	975 / 278
Prior Transfer Date	Sep 14, 2016
Prior Transfer Doc	0009671095
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2539 SNAFFLE BIT WAY, MISSOULA, MT 59808-5214
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 SNAFFLE BIT WAY, MISSOULA, MT 59808-5214

Mortgage

Document Number	0010990651
Date	May 1, 2024
Book Page	1099/651
Instrument	202404382

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2539 SNAFFLE BIT WAY, MISSOULA, MT 59808-5214
Document Number	0010190528
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2539 SNAFFLE BIT WAY MISSOULA MT 598085214, MISSOULA, MT 59808-5214

Mortgage

Document Number	0010190528
Date	Sep 30, 2019
Book Page	001019/000528
Instrument	16793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 22, 2017
Property Address	2539 SNAFFLE BIT WAY, MISSOULA, MT 59808-5214
Document Number	0009750278
Book / Page	975 / 0278
Instrument Date	Feb 16, 2017
Instrument	201703220
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INSURED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 SNAFFLE BIT WAY, MISSOULA, MT 59808-5214

Mortgage

Document Number	201703222
Date	Feb 22, 2017
Instrument	201703222

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,600 (-) Land $109,880 Building $507,720	$617,600 (-) Land $109,880 Building $507,720
2025	$5,271.00 (-13.41%)	$617,600 (+21.98%) Land $109,880 Building $507,720	$617,600 (+21.98%) Land $109,880 Building $507,720
2024	$6,087.00 (+5.75%)
2023	$5,756.00	$506,300	$506,300 Land $87,120 Building $419,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Blackfoot Telephone Cooperative, Verizon.

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