2535 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2535 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,242 sqft · built 1999
Lot Size0.202 acres (8,817 sqft)
OwnerCompany Name on File
Last Sale$855,000 (Jun 2022)
Tax Bill$2,528 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jun 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN304-27-578

Property Details

APN / Parcel Number

Primary APN304-27-578
Alternative APN
  • 304275783

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,242 sqft Living Area
Gross Area3,492 sqft
1st Floor Area1,686 sqft
2nd Floor Area1,556 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Frame
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,817 sqft (0.202 acres)
View / LotGolf Course
Parking Spaces3 Parking Spaces
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

CityNORTH RIM
StateAZ
Zip86052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionGREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22
Legal Range6E
Legal Township1S
Legal Section15
Legal SubdivisionGREENFIELD LAKES PARCEL 2 UNIT 2
Legal Lot Number76
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3012
Census Tract422656

Owner

2535 E Saratoga St is owned by a company that bought it in June 2022.

Source: Maricopa County records, as of October 21, 2026

Owner of RecordCompany Name on File
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
ZB NA
Jun 24, 2022Warranty Deed, Transfer · VA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Aug 23, 2019Deed of Trust, Mortgage · Line of Credit
TRUWEST CU
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
V I P MORTGAGE INC
Aug 17, 2019Deed of Trust, Mortgage · Line of Credit
TRUWEST CU
Nov 30, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERIHOME MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2022 · Amount on File
Deed SaleJun 24, 2022 · Amount on File
Prior SaleSep 28, 2016 · Amount on File
Deed Document Number2022526951
Prior Transfer DateNov 21, 2017
Prior Transfer Doc0000886532
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0001315366
DateDec 13, 2021
Instrument20211315366
Lender
NameZB NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 24, 2022
Property Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522
Document Number0000526951
Map ReferenceMB 431 PG 22
Instrument DateJun 14, 2022
Instrument20220526951
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanySTEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0000526952
DateJun 24, 2022
Instrument20220526952
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 4, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000656656
DateAug 23, 2019
Instrument20190656656
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85281
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTHOMAS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0000072235
DateJan 21, 2021
Instrument20210072235
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522
Document Number0000656641
Instrument DateAug 17, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2535 E SARATOGA ST GILBERT AZ 852969522, GILBERT, AZ 85296-9522

Mortgage

Document Number0000656641
DateAug 23, 2019
Instrument656641
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85281
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 22, 2049
Interest
Rate TypeAdjustable Rate

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 30, 2017
Property Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522
Document Number0000886532
Map ReferenceMB 431 PG 22
Instrument DateNov 21, 2017
Instrument2017-0886532
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2535 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0000886533
DateNov 30, 2017
Instrument2017-0886533
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2535 E Saratoga St was $2,528.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,710 (+71.55%)$607,100 (+5.77%) Land $121,400 Building $485,700
2025$2,528.00$35,389 (-42.34%)$574,000 (-6.48%) Land $114,800 Building $459,200
2024$61,380$613,800 Land $122,700 Building $491,100
2023$2,648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2535 E Saratoga St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2535 E Saratoga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on E Saratoga St

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