2547 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2547 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,242 sqft · built 1998
Lot Size0.223 acres (9,714 sqft)
OwnerIndividual Name on Record
Last Sale$689,900 (Apr 2023)
Tax Bill$2,940 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2022 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-27-576

Property Details

APN / Parcel Number

Primary APN304-27-576
Alternative APN
  • 304275769

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,242 sqft Living Area
Gross Area3,492 sqft
1st Floor Area1,686 sqft
2nd Floor Area1,556 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area9,714 sqft (0.223 acres)
View / LotGolf Course
Parking Spaces3 Parking Spaces
Pool Area355 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2547 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionGREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22
Legal Range6E
Legal Township1S
Legal Section15
Legal SubdivisionGREENFIELD LAKES PARCEL 2 UNIT 2
Legal Lot Number74
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3012
Census Tract422656

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2547 E SARATOGA ST, GILBERT, AZ 85296-9522
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 31, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Nov 1, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUONTIC BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2023 · Amount on Record
Deed SaleApr 3, 2023 · Amount on Record
Prior SaleMay 31, 2022 · Amount on Record
Deed Document Number2023168948
Prior Transfer DateOct 26, 2021
Prior Transfer Doc0001172804
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 3, 2023
Property Address2547 E SARATOGA ST, GILBERT, AZ 85296-9522
Document Number0000168948
Map ReferenceMB 431 PG 22
Instrument DateFeb 28, 2023
Instrument20230168948
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address2547 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0000168949
DateApr 3, 2023
Instrument20230168949
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 31, 2022
Property Address2547 E SARATOGA ST, GILBERT, AZ 85296-9522
Document Number0000462250
Map ReferenceMB 431 PG 22
Instrument DateMar 31, 2022
Instrument20220462250
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3700 E WILLIAMS FIELD RD APT 1111, 1111, GILBERT, AZ 85295-0467

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 1, 2021
Property Address2547 E SARATOGA ST, GILBERT, AZ 85296-9522
Document Number0001172804
Map ReferenceMB 431 PG 22
Instrument DateOct 26, 2021
Instrument20211172804
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2547 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0001172805
DateNov 1, 2021
Instrument20211172805
Lender
NameQUONTIC BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,520 (+69.35%)$645,200 (+5.84%) Land $129,000 Building $516,200
2025$2,940.00 (+3.09%)$38,098 (-41.32%)$609,600 (-6.1%) Land $121,900 Building $487,700
2024$64,920$649,200 Land $129,800 Building $519,400
2023$2,852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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