Maricopa County property record for 2541 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,242 sqft · built 1998 |
| Lot Size | 0.216 acres (9,422 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $374,000 (Jan 2016) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-27-577 |
| Primary APN | 304-27-577 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,242 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| 2nd Floor Area | 1,556 sqft |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 9,422 sqft (0.216 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 350 sqft |
| Patio Area | 250 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2541 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | GREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | GREENFIELD LAKES PARCEL 2 UNIT 2 |
| Legal Lot Number | 75 |
| Legal Unit | 2 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 422656 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 3578 CHERRY LN, WOODBURY, MN 55129-8789 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION CAPITAL BANK |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on Record |
| Deed Sale | Jan 22, 2016 · Amount on Record |
| Prior Sale | Jan 22, 2016 · Amount on Record |
| Deed Document Number | 0000043485 |
| Last Transfer Date | Jun 2, 2020 |
| Transfer Doc | 0000473485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2541 E SARATOGA ST, GILBERT, AZ 85296-9522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3578 CHERRY LN, WOODBURY, MN 55129-8789 |
| Document Number | 0000640150 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 20210640150 |
| Name | TRADITION CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2541 E SARATOGA ST, GILBERT, AZ 85296-9522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000804204 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 20190804204 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 2, 2020 |
| Property Address | 2541 E SARATOGA ST, GILBERT, AZ 85296-9522 |
| Document Number | 0000473485 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 473485 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3578 CHERRY LN WOODBURY MN 551298789, WOODBURY, MN 55129-8789 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,200 (-0.62%) | $642,000 (-0.62%) Land $128,400 Building $513,600 | |
| 2025 | $3,518.00 (+3.26%) | ||
| 2024 | $64,600 | $646,000 Land $129,200 Building $516,800 | |
| 2023 | $3,407.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.3% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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